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Get the latest information on new services, current promotions and other news with our monthly News & Notes newsletter.

April 30th to May 4th

May Savings Bulletin

Helping your teenager build strong financial habits today can protect them from unnecessary stress tomorrow.

In this article, we’ll identify the role of beneficiaries, explain how designations work, and highlight the importance of reviewing your accounts at least once per year.

Without updated contact information, you may experience the following problems!

With awareness, small adjustments, and the right financial tools, you can stay in control of your finances.

Get the latest information on new services, current promotions and other news with our quarterly Your Money newsletter.

Staying informed about how schemes work helps you recognize the warning signs early and protect your accounts before a situation escalates.

Before signing on the dotted line at the dealership, pause and make sure the vehicle you choose fits your budget.

In 2026, there are four income-driven repayment plans available.

The One Big Beautiful Bill Act (OBBBA) introduced significant tax changes. While these updates will benefit many taxpayers, they also created the perfect environment for fraud.

We’re here to help you explore when a personal loan might make more sense than a credit card, and how to understand the real cost of each option.

With thoughtful planning, a realistic budget, and financing that fits your goals, you can move forward with clarity and avoid unnecessary debt.

Choosing the right time to buy or refi a car can make the experience much smoother and more affordable.

Taxpayers may now benefit from a new annual deduction of up to $10,000 for interest paid on qualifying new auto loans.

Staying in “money mode” for just a little longer after filing your taxes can help you use your refund wisely and confidently.

Military families face plenty of financial challenges.

Mailed in January

Save Up To $9 Per Ticket!

Thank You!

Letting go of a coin with more than two centuries of history can feel strange, but the practical impact is far smaller than most people expected.

The DOE and EPA provides information about fuel economy and the benefits of using more fuel-efficient vehicles.

Money can feel overwhelming, but a few simple habits can make it much easier to manage.

Located at the MD State Fairgrounds in Timonium

February 5th - 8th, 2026

The "Dirty Dozen" list, published annually since 2002, highlights 12 common tax schemes.

When you consolidate several debts into a single solution, it becomes easier to manage payments and reduce the amount you pay in interest.

Once you break the process down into pieces, saving becomes something that feels realistic.

Fifteen minutes here and there can provide structure, reduce stress, and help you feel more in control of your money again.

Check out these useful financial tips to help keep your personal finances in order.

Get the tax help you need and special member savings with TurboTax^® and H&R Block^®

Check out our all new Winter Auto Talk automotive newsletter.

In this article, we’ll highlight reasons you might refinance your auto loan and detail how the process works.

Effective December 18th

A little planning now can help you enjoy the season fully without creating stress in the months that follow.

Check out these useful financial tips to help keep your personal finances in order.

In this article, we’ll explore four of the most popular financial resolutions and share realistic steps to help you make progress this year.

The key to keeping your finances merry and bright is understanding the psychology behind holiday shopping.

In this article, we’ll highlight a series of steps and minor loan tweaks you can make to chip away at interest costs and pay off debts faster.

We’re here to help you stay safe by shining a spotlight on some of this season’s most common scams and their warning signs, plus tips on how to protect yourself.

Follow these steps to protect your information and enjoy a safer holiday shopping season.

Here are some key changes and the implications for students, parents, and colleges.

Here is an overview of some strategies to consider.

can be made between October 1st and the last business day of December

Here’s how to think about life insurance through each phase of your life - and how the credit union can help you find the right coverage for your needs.

Apply for a loan by phone or online

Fortunately, there are steps you can take right now to protect your finances during this uncertain time.

Lockheed Martin employees in King of Prussia, PA, Syracuse NY and Orlando FL

Held on Tuesday, November 4th

Our Savings, Money Market and Certificate IRAs offer guaranteed returns, predictable growth, and complete peace of mind.

Staff Photo

Luckily, with a bit of planning, you can enjoy the festivities without financial setbacks.

Keeping young minds safe online isn’t always simple, but taking the right steps can build strong digital guardrails that protect your child’s privacy - and their future.

Contactless payment methods offer a secure and convenient way to make purchases while protecting yourself from fraud and theft.

Here’s how these offers really work and what to watch for before signing on the dotted line.

One of the simplest, most effective tools to safeguard your data is Multi-Factor Authentication.

Credit unions stand apart from the crowd by prioritizing people over profits.

One of the best ways to reduce expenses and alleviate financial stress is with an excellent credit score.

October 9 - 12, 2025

Need to complete home improvements or repairs? Need to consolidate debt?

Part 2

Strengthening your finances doesn’t have to be complicated or intimidating.

October is Cybersecurity Awareness Month! Maintaining strong cybersecurity protocols is critical and can help keep your information safe every day.

Think of an emergency fund as your financial first-aid kit. It’s always there when you need it most, and it’s crucial to keep it stocked so it’s ready to go at a moment’s notice.

Tackling a few key maintenance tasks in the fall helps protect your home and finances.

Use the following seven steps to get your finances back under your control and prevent further damage to your credit score.

For Visa check/debit card transactions, beginning on Thursday, September 4th.

As of Friday afternoon, September 5th, we identified that our Visa Check/Debit card is under what is called a BIN attack.

Great way to build your credit history!

In this article, we’ll help you understand what lenders look for and provide steps you can take to improve your ratios – and boost your chances of being approved.

Let’s explore the additional costs of preowned vehicles and how you can reduce how much you pay.

In this article, we’ll reveal common aspects of financial scams and how to safeguard your accounts and money.

By learning as much as you can about Medicaid right now and planning appropriately, you may be able to create a more comfortable future.

With a little preparation now, you can spread out costs, avoid the last-minute stress, and enjoy the holiday season without debt hanging over your head in the new year.

Let’s take a closer look at the many tools available and highlight specific features that will help keep your finances running smoothly.

Today, more and more Americans are burdened with credit card and loan payments.

In this article, we’ll highlight many expenses young adults tend to overlook and provide tips to ensure your budget is realistic and tested.

In this article, we’ll guide you through each retirement account so that you can feel confident making an informed decision about which option is best suited for you.

Part 1

In this article, we’ll shed light on what cryptocurrency is, how scammers are using it, and steps to protect yourself from falling victim.

Visa check cards were subject to fraudulent attempts for online purchases at Walmart over the weekend.

Whether you're running your own business or working as an independent contractor, you'll soon realize that working for yourself isn't just another job, it's a way of life.

Sunday, August 10th through Saturday the 16th

Protect yourself and your loved ones - Learn to pick up on the warning signs.

Traveling for your summer vacation?

In this article, we’ll highlight five tasks that parents can complete to provide peace of mind for themselves and their college-bound child.

In this article, we’ll shed light on what the prime rate is, how it’s determined, and the impact it can have on your everyday finances.

Now available!

By learning as much as you can about Medicaid right now and planning appropriately, you may be able to create a more secure future.

Effective July 1, 2025

In this article, we’ll help you get back on track with your goals and regain your motivation to succeed.

You could spend a lifetime studying insurance policies and pricing; however, we’re here to help identify significant factors that determine the rate you’ll pay.

In this article, we’ll explain how digital wallets work and provide steps to help you transition from your old-school physical wallet to a new, modern digital version.

In this article, we’ll break down overlooked perks of savings accounts and features you should seek when selecting the best account for you.

At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. That's why it's particularly important for women to factor in the cost of health care, including long-term care, as part of their retirement plan.

Understanding how these ploys work can help you avoid falling victim, protect your finances, and provide peace of mind.

This service allows for consumers to set up a simple system that directs funds to various accounts.

Here are some tips to help you navigate “the money talk” with the aging parents in your life.

Teaching kids about money can be fun and easy.

Whether you’re an online aficionado or a casual browser, understanding the importance of password protection is critical.

Refinance with LMFCU and Save!

We’re here to debunk these common myths and help you gain a clearer understanding of how this process can instantly improve your finances.

Before you bite the bullet and add insurance to your travel tickets, check out these tips to help you decide if it’s worth the investment.

Protect yourself from fraud and scams

We’re here to highlight what you can expect from a financial standpoint and provide tips to boost your money management skills.

With a little creativity and planning, a staycation can be just as exciting and refreshing as a far-off vacation.

In this guide, we’ll break down how new and used vehicles can impact your wallet and lifestyle.

When Timing Becomes Critical

Before you ever step foot into a dealership, arm yourself with one of the most powerful car-buying tools.

Poor money management can lead to debt, stress and dependency on others.

In this article, we’ll highlight seven ways you can bank greener while streamlining your finances.

Part 2

In this article, we’ll discuss BNPL programs, reveal hidden pitfalls, and provide tips on how to use these payment platforms responsibly.

Bank lobbyists are once again putting pressure on Congress to remove credit unions’ federal tax exemption.

Credit unions are not-for-profit financial cooperatives, and every member benefits.

Tips to help you stay safe and what to do if you're a victim.

In this article, we’ll explore how managing debt is like losing weight and reveal tactics that will jumpstart your progress.

In this article, we’ll break down the differences between home equity loans and lines of credit and provide insights about which will work best for your specific needs.

In this article, we’ll loosen the reins debt has on your monthly budget and help put you back in control of your finances.

It’s crucial to be aware of the latest scams and the dangers they pose so you know what to look out for and how to avoid them.

We Offer Short-Term Education and Computer Loans

A little organization now can help you streamline your savings, earn more, and set yourself up for a stronger future.

Ready to create your own luck and discover simple strategies that will help improve your financial future?

Text messages about highway toll collection!

Let’s explore common red flags tied to tax fraud so that you’re prepared to deal with anything scammers throw at you.

Part 1

Understanding how to spot these scams and knowing the steps you can take to prevent falling into fraudsters’ traps is essential.

Equipped with knowledge, smart habits, and support, any woman can take charge of her financial future.

With the right knowledge and a smart game plan, you can drive away in a car that fits your needs and your budget.

The key is to start now and make smart financial choices.

The Markets (as of market close January 31, 2025)

Part 1

Buying a home right now isn’t easy. Homeownership is still possible with the right strategy.

We’re breaking down some of the most common tax mistakes and showing you how to sidestep them.

Here’s your step-by-step guide to building wealth, designed to meet you where you are and grow with you.

Debt consolidation is a simple process that helps you organize your debts into one manageable payment.

Here are some of the most common tax scams to watch out for.

February 8th

With a bit of preparation, filing your taxes doesn’t have to be so stressful.

Did you know that you may save money on your existing auto loan with another lender by refinancing with LMFCU?

In this article, we’ll review tactics to ensure you’re maximizing your IRA investments.

The following tips will help you build a framework to stick to your financial goals this year and beyond!

We will review everything you need to make your best decision on buying and financing your next vehicle. 

Part 2

Use these instructions to enroll in Online and Mobile Banking for LMFCU.

Part 1

To help you stay informed, here are five changes you can look forward to in the new year.

In this article, we’ll highlight how to set financial goals with intention and provide tools to accelerate your progress and boost your confidence.

Whether it’s traveling the world, relaxing on the coast, or spending time with grandchildren, everyone dreams about retiring one day.

Lockheed Martin Missile and Fire Control employees in Orlando, Florida

The tax benefits associated with charitable giving could potentially enhance your ability to give and should be considered as part of your year-end tax planning.

In this article, we’ll outline why an emergency fund is so critical to your overall financial well-being and provide tips on how to begin or boost your saving efforts.

Review the following six car-buying mistakes and how to avoid them as you search for your next vehicle.

As the year comes to an end, you’ll want to ensure all your financial ducks are in a row.

Before the end of the calendar year!!! Why?

In this article, we’ll highlight how your holiday contributions can empower others and help your bottom line.

From deceptive deals to seasonal job scams and other online holiday cons, we’re here to help you stay safe and keep your spirits high.

Part 2

Unfortunately, gift cards are popular with scam artists.

May 19, 1957 - November 16, 2024

In this article, we’ll shed light on why reviewing your credit before the holidays is important.

We have installed a new ATM machine to replace our prior drive-up ATM!

Part 1

Apps like Cash App, PayPal, Venmo, and Zelle

Vote for your favorite costume!

Use Your LMFCU Visa Debit or Visa Platinum Credit Card

2024

We’re here to help identify significant factors that determine the rate you’ll pay.

We’re here to help you understand the different types of insurance options available and what is typically covered by each.

In this article, we’ll outline the dos and don’ts of estate planning to ensure your finances and family are protected.

Here are some things to consider as you weigh potential tax moves before the end of the year.

If adding investing to your financial plans is on the horizon, think of us as your friendly guides, ready to offer some helpful tips for a smoother journey ahead.

Members of Congress are calling on the Internal Revenue Service and Treasury to do more to prevent this issue.

In this article, we’ll highlight common QR code scams and reveal ways to protect yourself from potential fraud.

In this article, we’ll highlight common financial moves you can make during the holidays to boost your budget.

In this article, we’ll dive into how these scams work, how fraudsters obtain your login information, and how you can protect yourself.

Need help on improving your credit score? Check out our credit score tips!

Please be aware of fraudsters contacting members unexpectedly via phone call pretending to be LMFCU card member security employees.

There are many reasons people put off drafting a will - here are four that you might relate to.

Knowing the proper steps to take in the aftermath of credit card fraud can minimize damage and prevent future incidents.

We’ve outlined some financial moves to perform before welcoming your new addition so you can begin this next chapter of your family’s life on steady ground.

From insurance options to rental agreements, understanding key factors can help you save money and create a more enjoyable experience.

It is important to be prepared by having a financial safety net in place - not having one could prove to be financially devastating.

Unmerging finances post-breakup may seem like a tremendous headache, but we’re here to help ease some of that burden.

Here’s a guide that outlines standard vehicle performance checks.

Part 1

Nationwide, premiums increased more than 20% between May 2023 and May 2024.

75th Anniversary Celebration!

Follow these tips to maximize your test drive and find the perfect car for your needs.

Financial education is important, and it’s never too early to start.

You'll need to evaluate your new financial position and consider how your sudden wealth will affect your financial goals.

The best way to beat scammers and avoid their games is to understand how their schemes operate.

Your kids will be headed back to school before you know it!

In this article, we’ll reveal steps you can take now to pave the way for a relaxing and enjoyable financial future.

In this article, we’ll dive into the role your financial advisor plays and ways to strengthen your financial position.

Here are some of the most popular scenarios concerning gift cards that you may encounter.

Let’s review the pros and cons of buying a used vehicle, and what to look for when you’re in the market for one.

“Spaving,” is a relatively new term coined to describe “buy more, save more” sales tactics.

Rent is just one of many factors to consider when building your budget for your new place.

Here’s a step-by-step guide to help you conduct your mid-year financial check-in.

Scam artists often prey on those who are most vulnerable.

Here are some tips to help you increase your likelihood of being approved for your next loan.

The Credit Union’s GAP protection fee is typically much lower than the dealers.

There are moves you can make to begin building your savings and eliminate the stress of the paycheck-to-paycheck lifestyle.

Google Pay will be part of the Google Wallet

Here are some tips to help you start laying the foundation and build strong financial habits.

Mobile Banking, CardNav, SecureLock Equip and No-Surcharge ATM Locator

Keep the following tips in mind when determining whether or not to buy or lease a vehicle.

Life insurance can serve many valuable purposes.

A 2023 survey found that about three out of four U.S. adults had a financial regret.

It's important to understand some of the basic rules and options and how they might affect your financial future.

Here are some tips to help you cut down on costs and keep up with your finances while attending college.

Here’s a glimpse at some of the more common summertime scams – and ways to keep you and your money safe.

We’ll explore the true cost of car ownership and highlight additional costs you should factor in before signing on the dotted line.

The NCUA is highlighting its online educational resources that address the unique financial and consumer protection needs of older Americans.

This service allows payments you already made to clear even if you do not have enough money in your checking account to cover the full amount

Boat loan rates as low as 4.49% APR

Your're Not Alone

Get 20% off an estate plan.

Get ready to outsmart the scammers!

Let’s get started with some practical tips to guide you through your financial spring cleaning.

Understanding how to put your home’s equity to work for you can be a game-changer for your financial well-being.

It may be a good time to adjust your income tax withholding to help make sure you're having the right amount withheld from your paycheck.

Every money conversation with your teenager is an opportunity to prepare them for a brighter financial future.

Teaching your children about personal finances and money is essential for their financial future.

Understanding the nuances of credit cards, rates, and features can help you select the low-interest card that is right for you.

Equipping them with the necessary knowledge and tools empowers them to make responsible decisions and build healthy financial habits.

There's no "right" age to begin receiving Social Security retirement benefits.

Why Is It Different?

Don't procrastinate. The filing deadline for individuals is generally Monday, April 15, 2024.

We’re here to help demystify creditworthiness so you can better understand its significance in securing loans and other financial products.

Members of the Volunteer Fire Department of Bowley’s Quarters!

Be on the lookout for fake calls, texts, emails and websites.

You could be a money mule!

Let’s explore the uses and benefits of direct deposit.

Smart Money Moves for St. Paddy’s Day

Can I take funds from my IRA?

Retirement could last many years, and your need for credit doesn't necessarily disappear on your last day of work.

We’re here to help answer some of the more common questions about credit.

Checkpoints for Every Life Stage

It's important to consider the potential impact of taxes when making many types of financial decisions

A process to eliminate debt quicker and pay substantially less interest along the way.

Know the telltale signs of a scam and how to know if it’s really the IRS

It is crucial to understand how checks are susceptible to fraud.

There are some reasons why you might need life insurance if you're single.

You can learn to work with — and even appreciate — your financial differences.

Use the following tips to help teach your children valuable money management lessons.

There are four key estate planning documents almost everyone should have regardless of age, health, or wealth.

We’re here to help you understand its causes and consequences and how to avoid it.

The Credit Union has raised its dividend rates for all certificate and money market accounts.

We’ll help you bounce back from holiday spending and start the new year off on the right track.

Member Action is Required!

Improve My Credit Score!

With the wide variety of policies available, it's important that you understand some of the basic types of life insurance coverage.

Fortunately, there have been changes to the way medical debt is reported on credit reports.

The last thing you want is financial stress to suck the joy out of the holidays.

Contact Money Management International (MMI), a non-profit financial counseling agency.

Here are cost highlights for the 2023–2024 year

Before you take that test drive, there are some things you ought to consider.

Check out these useful financial tips to help keep your personal finances in order.

If you expect to continue working during your 60s, 70s, or beyond, consider the advantages and disadvantages carefully.

Minors can contribute to a Roth IRA provided they have earned income and a parent (or other adult) opens a custodial account in the child's name.

To all those who have served our country, we thank you.

There are key financial figures that will help you gauge where you stand and provide a roadmap to improving your overall financial well-being.

With a home equity loan, you can finance almost any project, and the borrowing costs are much lower than other loan options.

In this article, we’ll review why your credit utilization ratio is important, how it’s calculated, and steps you can take to improve your number.

You may need to purchase health insurance to supplement your Original Medicare coverage (Parts A and B), because Medicare generally won't cover all of your medical expenses.

You might be surprised to learn that aside from paying cash, holiday loans are one of the best ways to deck the halls affordably.

Before you let today’s economic woes bah humbug your holiday spirit, review the following tips to help boost your spending power.

Here are some suggestions that could help you manage your inheritance.

In general, an insurance company has the right to make you submit to a medical exam.

If you’re planning on buying a pre-owned car, consider the following:

There are many ways to withdraw funds from your Credit Union accounts. A visit to our office is NOT required!

While the current market conditions might not seem ideal for purchasing a new car, there are many ways to make your hard-earned dollars go further.

With a bit of preparation and proactive measures, you can free up extra funds to ensure you create more wonderful memories this holiday season.

Explore the four components of modern financial independence and incorporate the following tips into your lifestyle.

In this phone scam, the caller claims to work for the County Sheriff’s Office.

A sound retirement plan should be based on your particular circumstances.

The following guide will shed light on ways to ensure your donations reach the people and causes you aim to help.

Estate planning is the process of deciding how one’s personal assets will be managed and distributed upon their death.

Fraudsters and scam artists have begun to prey on vulnerable borrowers by posing as legitimate debt relief companies, promising to help them repay their loans.

The following guide will highlight strategies to build your credit score and tips to keep your score favorable.

Not everything you hear is necessarily accurate or beneficial.

To help enhance your college experience, we’ve put together ten tips to help take your money further while limiting how much you need to borrow in student loans.

A 2023 survey revealed a notable shift in public opinion over the past decade about the value of a college degree.

Use the following tips to tackle all your back-to-school shopping adventures while keeping your wallet happy.

We have determined that the LMFCU drive-thru ATM had a skimming device fraudulently installed earlier in July.

It’s more important than ever to educate your family members about online safety and how to avoid becoming a victim of the latest scam.

In this article, we’ll share some tips to help you reach the elite status of an 800-plus credit score.

A standard homeowners policy includes several types of coverage.

Before highlighting the best ways to use home equity loans, it’s helpful, to begin with the basics.

The following guide highlights eight essential financial steps empty nesters should consider as they embark on this next phase of their lives.

Getting into the habit of reviewing your finances midyear may help you keep your financial plan on track.

We have increased our rates for regular and IRA certificate accounts

Three important developments occurred recently in the world of federal student loans

The best way to protect yourself from this type of scam is to familiarize yourself with how it works.

How skipping loan payments work and the impact it can have on your loan and wallet.

Four popular phishing scams guaranteed to land in your email inbox and tips on how to avoid becoming a victim.

Keeping your financial accounts safe in today’s digital world is a growing challenge.

If you do not have a will, you leave no legal instructions about how your property is to be distributed to your heirs.

Here are 20 common insurance terms and definitions you may encounter when researching coverage.

It’s essential to recognize the significant distinctions between these two entities because they can greatly influence your day-to-day financial well-being.

No matter how much advance planning you do for a trip abroad, there are always some details that require last-minute handling.

This guide will explain what you need to know about credit card limits.

Building wealth and achieving financial freedom stem from your ability to save money.

Regardless of what is happening in the world around you, there are times when you simply need a new car.

President Joe Biden and House Speaker Kevin McCarthy met at the White House to discuss raising the statutory limit on U.S. government ceiling.

Before your child leaves the nest, it’s vital they understand how to manage their money responsibly.

While many factors go into determining your credit score, a quick and simple way to gauge your creditworthiness is through your credit utilization ratio.

Preparing your home before you leave on vacation will help protect your property and provide a pleasant atmosphere to return to after your trip.

While eliminating debt can often feel impossible, many are surprised to learn they have more control over the situation than they believe.

While online scams have been around for ages, new technologies bring additional means for fraudsters to take advantage of unsuspecting victims.

The SECURE 2.0 Act added new exceptions to the 10% federal income tax penalty for early withdrawals from tax-advantaged retirement accounts.

Browse more than 4 million new and used vehicles!

It's important to always be on the lookout for suspicious activity so that you don't end up becoming the victim of a scam.

Strengthen your financial position and lay the groundwork for the goals you hope to achieve.

The following suggestions explain how to effectively use your tax refund based on your current life stage.

Responsible money management is a vital skill they will carry throughout their lives.

While financial gifts can give your grandchild a head start in life, there are things to consider.

When you receive your tax refund, learning how to spend it wisely is your best bet.

The effects of inflation can be detrimental to your budget. However, there is a way to make ends meet without draining your savings.

A new trend emerging involves fraudsters piggybacking off legitimate text alerts from financial institutions.

Here is some information to help you when it's time to make decisions about Medicare.

There is no better way to ensure your financial well-being than through a well-maintained budget.

Review the following ten tips to help make your spring break funds go further!

While most dream of early retirement, are there drawbacks?

With tuition costs continuously rising, it’s wise to consider all your options. One of the best places to start is by exploring college scholarships.

Many tax-advantaged retirement accounts limit how much you can contribute per year. To maximize your tax savings, you’ll want to start early.

You have a valuable opportunity to super-charge your retirement savings while managing your income tax liability.

It's a good time to clean out and organize your financial records so you can quickly locate something if you need it.

A comprehensive end-of-life plan can significantly ease the burden on family members during a highly emotional period.

Legislation is designed to improve the current and future state of retiree income in the United States.

Unplanned expenses and financial hiccups can throw off your budget instantly and put you in a financial pickle.

Your credit score is a crucial component of your overall financial well-being. But what if your credit score is less than stellar?

Simplifying your finances requires a bit of effort up front, but making just a few changes may help free up more time to focus on your financial priorities.

Incorporate the following tips into your routine to ensure you’re staying productive while working remote.

It may seem like joining a Credit Union is the same as opening an account at a bank, but that’s not true.

Finding ways to instill patience and goal-setting skills in children is crucial – and the sooner you begin, the better.

To help improve your financial situation, you might consider reducing your debt.

What should I do?

Doing so will not only relieve your stress and anxiety levels, but there are many other benefits you’ll experience.

Gambling by nature is designed to be addictive. While it can be fun, you must set limits.

The following guide will detail the framework you can follow to ensure you’re ready to start financially fresh in the new year.

In preparing for retirement, the best time to start investing is now — for two key reasons: compounding and tax management.

The Biden administration has announced another extension for repayment of federal student loans to an unspecified date in 2023

Between the festive atmosphere and being in the giving spirit, it’s easy to get carried away. However, with a bit of preparation, you can make the day fun and memorable.

You may now make credit card payments through Online and Mobile Banking.

Use the following guide to become familiar with the steps necessary for a fun and positive car-buying experience.

The following guide will help you prepare for this next chapter in your life and ensure you’re ready to make the move.

Commonly known as the “sandwich generation,” these individuals are raising their own children while also caring for aging parents.

Received an inheritance of cash, investments, or property? Here are four ways that can help you keep it from being swallowed up by taxes.

While facing unforeseen medical expenses can be challenging, several options are available to make paying these bills more manageable.

With the holiday season right around the corner, now’s the perfect time to get a handle on any outstanding credit card balances.

Here are a few tips to avoid the holiday panic and be "on your game" by shopping early this year!

There are a number of approaches to help determine how much life insurance you should have. Here are three of those methods.

The importance of proper estate planning cannot be overstated.

Doing so can positively affect both your financial and mental well-being.

There are three types of advance directives for health care.

There are many techniques to help children excel in school, a commonly debated topic is whether you should pay your child for good grades.

Deciding what will happen to the money in your accounts should you unexpectedly pass away is vital to your financial plan.

Our Online and Mobile account alerts system has been inactive for an extended period of time.

While your mobile devices make your life much more convenient, they also open you up to the possibility of fraud.

Debt has earned the reputation of being something to avoid at all costs. But it may not be as simple as that.

If you approach your new car shopping with a plan, you might be able to grab yourself a great deal.

What You Should Know

What’s the Difference?

Effective August 8th Visa check card & ATM card fraud notifications will be sent by text or email.

With a pre-approval, you’ll have the upper-hand when it comes to negotiating with dealerships

There are many reasons why it’s so beneficial to have your accounts and loans at the same financial institution.

Learn how to obtain a free copy of your credit report and the steps to correct any errors.

How & Why

Whether traveling cross-country or across continents, there are many ways to save money while on vacation.

Everyone sets goals. Typically, these goals fall into two categories - short-term and long-term. But what about mid-range goals, such as five years?

The trick is to limit how much you borrow.

With gas prices steadily climbing, you may be considering going electric.

The best way to achieve financial milestones is through a budget.

While buying out your lease might not be something you considered before, it’s worth exploring in today’s market.

It’s essential to take swift action to get the situation under control.

Being prepared may help you make it through a natural disaster safely.

Depositing Checks from Unknown Sources, Donation Requests, Requests for Account Info, & Paying with Gift Cards

Homebuyers braving the hot housing market have run headlong into a striking transition. Issues include rising housing prices and high mortgage rates.

Yes. Unless you absolutely cannot afford to set aside any dollars whatsoever, you should contribute to your employer's 401(k) plan.

Gas prices have reached $4.80 a gallon in Baltimore!! There are many things you can do now to help you save at the pump.

Check out our 4 signs that it is time to replace your vehicle.

Much of what we do day-to-day is driven by habit.

Our new chart lists alternate ways to complete your transactions.

Learn how to recognize common scams, take action if you think you are a victim of fraud and learn what you can do to protect your finances from fraud.

The Summer Club account withdrawal period started on Monday, May 1st.

Effective April 19th, a new version of our Mobile Banking app is available on the Google Play and Apple App stores.

Probate is the process of proving the validity of a will and supervising the administration of an estate usually in the probate court which can delay the distribution of estate assets.

If you shop online, you might have noticed a growing number of buy now, pay later (BNPL) services.

It's easy to confuse Medicare and Medicaid, because they have similar names and are both government programs that pay for health care.

As with most national or global tragedies, the scam artists quickly arrive and prey on the empathy of individuals

Seven ways to get your finances in order.

Effective July 1, 2022

The Federal Reserve started raising short-term rates due to high inflation. Refinance your debts before rates go up!

Do everything you can to reduce the cost of your next fill-up.

Balancing College and Retirement Preparations

Here are a few smart ways you can put your tax refund to work for you!

What You Need to Know to Stay Secure

A portion of your benefits may be subject to income tax if your modified adjusted gross income (MAGI), exceeds specific limits.

Why Your Next Auto Loan Should Be From Us

Has your auto or truck factory warranty expired or close to expiring?

Fake and unauthorized at-home testing kits are popping up online

Discounted TruStage Auto & Homeowners Insurance Products Are Only Available to Credit Union Members.

Members will be charged a $1 paper statement fee if you have not enrolled for eStatements

Your changing health insurance needs

eZCard Website Security Upgrade

Videos

While there are many reasons why women need life insurance, often women have little or no life insurance protection.

You can, but it isn't your best option.

Baltimore County Police gives safety tips for in-store shopping during the holiday season

What You Should Know

Knowing what you can and can't claim as charitable contributions helps you maximize the potential tax savings

Ways to keep your information safe

Check out our Scorecard Rewards program!

Traveling this holiday season?

Skip Your Next Loan Payment!

Set up account alerts to keep up to date on your account activity!

As the holidays approach, it’s important to prepare how you will plan for the extra expenses.

The security of your account is very important to us.

You may request copies of checks from your account.

Reduce Your Rate!

Fall Update: Boost Your Refund, Tax Tips and More

Follow us for updates, news and more!

Remember to immediately report the loss of your LMFCU card to minimize fraudulent activity

We have the loan for you!

What is a Credit Union? Why is it different?

Check out the CFPB’s Money Smart for Older Adults Resource Guide

Report Identity Theft and Get a Recovery Plan

Here are some scams that are going around about Coronavirus

Mobile Wallet allows you to pay for items using your smart phone or smart watch.

18 Tips to Improve Your Financial Well-Being

While loans have many benefits, there are situations when and where a loan is a bad idea

Scams Target Victims Via Text or Email Appearing to Be From State Agencies

There are many reasons why it’s beneficial to have your accounts and loans at the same financial institution.

Helpful information on how to make planning your ideal vacation a breeze while saving money in the process

Here are some steps you should take to ensure a good experience when buying a vehicle from a private seller.

With online transactions increasing each year, it’s more important than ever for people to become vigilant in protecting their identity.

You don't think it will ever happen to you — and then it does

When looking for ways to save more money, it’s essential to include the whole family.

These tips will help parents teach children of all ages how to save more, manage their money, and grow their savings effectively.

Get the latest information on new services, current promotions, fraud alerts, service updates and other news.

Any member of your family or household may establish their own Credit Union membership by opening a Family Share account.

To avoid postal delays, consider the following options.

Check out the answers to frequently asked questions courtesy of Turbo Tax.

Daily transaction limits have been increased

We have been notified that Internet Explorer (IE) is no longer a supported browser for accessing our Internet Bill Payment and Online Banking systems.

Identity Theft - A Recovery Plan from the FTC

5 Myths and 5 Facts!

With so many people using smart devices in their homes these days, it’s more important than ever to make sure they are secured.

One of the most important things you can do to boost your savings is to trim the fat from your existing budget.

Working with a reputable financial advisor can help you make wise investment decisions.

What are they and how do you use them?

When you apply for a loan or open a new account, you are typically helped by the same LMFCU employee from start to finish.

Get a personal, auto, boat, RV, motorcycle, home equity loan or home equity line without visiting our office!

It’s never too early to begin planning for your retirement.

You need to understand all the risks involved before co-signing a loan with someone.

Forget about the inconvenience of lost or delayed statements due to mail problems.

A vehicle purchase is a big decision. Here are a few questions to consider when making the decision to replace your vehicle.

Payday loans may seem like a viable option, but they can quickly spin out of control and put you into even greater debt.

An increasing number of victims are being directed to fraudulent websites via social media platforms and popular online search engines.

Let’s review the pros and cons of buying a used vehicle, and what to look for when you’re in the market for one.

While credit cards can serve an important purpose for helping out in financial jams, they aren’t always the best options for people to consider.

Did you know we also offer...

With everything going on in the world right now, it’s easy to fall victim to stress and anxiety.

Looking for the best rate to finance the purchase of your vehicle can seem like a minefield of choices.

The Real Difference Revealed

COVID-19 continues to affect many within our communities. Some of the hardest hit are small businesses.

Four Tips To Maintain Your Good Credit Score

The security of your personal information is a primary goal of LMFCU.

No Problem!

We are sorry to let everyone know that Vivian Bold passed away on March 25th

With COVID-19 spreading, it's important for you to take the reins over your finances and make your money work for you despite the uncertainty all around.

If you’re in the market for a car this year, you’ve got a lot of factors to consider.

Life is full of surprises. An emergency fund can help protect your financial health in the event the unexpected happens.

When monitoring your credit, don’t only look at your credit score.

Understanding where your money goes is the first step in having financial control.

Financial Tips to Consider When Getting and Repaying a Loan

Direct Deposit To Your Account

We offer Traditional and Roth Individual Retirement Accounts.

Whether it is car repairs, medical bills or a sudden job loss, unexpected expenses are sure to pop up. 

One of the most significant ways to free up extra money is by reviewing your current loans.

Do you have a financial goal you’re looking to achieve?

It seems nowadays just about anything can be delivered right to your doorstep.

Unexpected expenses or emergencies can be devastating to your finances.

Most people don’t realize they are spending a significant amount of money needlessly.

Have your checking account with another institution? Not fully utilizing your LMFCU checking account?

Learn about how social security protects you and your family.

Roth IRAs are tax-favored financial vehicles that enable investors to save money for retirement.

Look Out For ATM Tampering!

Open new Traditional or Roth Individual Retirement Account (IRA)!

A new trend in identity theft is child identity theft. Why? Criminals target kids as they come with clean credit histories and their parents don't often notice there’s a problem. 

As more account holders begin to jump on the mobile banking bandwagon, it's important to remember that a Smartphone essentially acts as another computer.