News & Promotions What's New Current Promotions Newsletters Low Rate Boat Loans Available! We can finance your purchase of: Power Boats Pontoon Boats Boat Trailers Sailboats Boats with Outboard Motors Personal Watercraft Refinance loans are also available. Rates are as low as: 4.49% APR, Loans of $25,000+, up to 10-years 4.74% APR, Loans of $25,000+, up to 15-years 5.74% APR, Loans of $15,000 to $25,000, up to 10-years Credit Union Loan Advantages: Apply by phone, in-person or online at lmfcu.org. Loans issued in person or by Federal Express (no charge) Title with your state or document with the U.S. Coast Guard Credit pre-approvals available Dealer or private party purchases Down payments as low as 5% Older boat financing available (visual inspection or marine survey may be required, restrictions apply) Additional Information APR = Annual Percentage Rate, Maximum loan of $125,000. Rates assume a credit score of 730+. Credit and other restrictions apply