Before the end of the calendar year!!! Why?

Automakers and dealerships want to close the year with strong sales. They also want to get rid of the prior model-year cars that are taking up space, so they’re motivated.

What Can You Expect?

1. Generous Incentives
December has the year's highest discount off MSRP - 6.1% on average - and the highest incentives.

2. New AND Used
This coincides with the peak new-car buying season at the dealership, which means more trade-ins are entering the used car inventory.

3. Busy Showrooms
Try to head in on a Monday to avoid the crowds. Have your pre-approval ready and be prepared to negotiate unless you have your TrueCar offer.

Shop for your next vehicle using our Auto Buying Center, which lists over 4 million vehicles for sale in the U.S.

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Additional Information

Our rates are more than competitive and are as low as 4.99% Annual  Percentage Rate

LMFCU Vehicle Loan Rates