Rates as of 4/30/2025

Personal & Home Improvement Loans*
A fixed rate unsecured loan.

Term	Rate/APR** as low as	Monthly Payment Per $1,000
Repayment term is based on the loan amount. Call for details.	8.49%	Call for payment quote.
Minimum loan of $300, maximum loan of $25,000.

Additional Personal & Home ​Improvement Loan Information

* Minimum loan of $300, maximum loan of $25,000.

Educational / Computer Loans

Term	Rate/APR as low as*	Monthly Payment Per $1,000
Repayment term is based on the loan amount.	7.49%	$45.00 Max term 24 months.
Minimum loan of $500, maximum loan of $5,000.

Additional Education & Computer Loan Information

Redi Line Checking Overdraft Loan - An overdraft line of
credit tied to your LM Federal checking account.

Loan Amount	Rate/APR as low as	Monthly Payment Per $1,000
Credit limits up to $5,000 are available.	15.9%	4% of balance

Additional Redi Line Checking Overdraft Lo​an Information

Visa Platinum Credit Card

Term	Rate/APR as low as	Monthly Payment Per $1,000
Without Rewards Program, rates as low as Prime Plus 5.9%, currently 13.90% APR	13.40%	2% of balance
With Rewards Program, rates as low as Prime Plus 7.9%, currently 15.90% APR	15.40%	2% of balance
Balance Transfer - 2.99% for 12 months*	2.99%

Additional Visa Platinum Credit Card Balance Transfer Information

Additional Credit Card Informatio​n

* Rates assume a FICO score of 730 or greater. Maximum credit limit of $20,000.  No annual fees or over the credit limit fees. Restrictions apply **APR = Annual Percentage Rate