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Rates as of 3/17/2025

Personal & Home Improvement Loans*
A fixed rate unsecured loan.
Term Rate/APR** as low as Monthly Payment Per $1,000
Repayment term is based on
the loan amount. Call for details.
8.49% Call for payment quote.
Minimum loan of $300, maximum
loan of $25,000.
   

Additional Personal & Home ​Improvement Loan Information

* Minimum loan of $300, maximum loan of $25,000.

Educational / Computer Loans
Term Rate/APR as low as* Monthly Payment Per $1,000
Repayment term is based on the loan amount. 7.49% $45.00
Max term 24 months.
Minimum loan of $500, maximum
loan of $5,000.
   

Additional Education & Computer Loan Information

Redi Line Checking Overdraft Loan - An overdraft line of
credit tied to your LM Federal checking account.
Loan Amount Rate/APR as low as Monthly Payment Per $1,000
Credit limits up to $5,000 are available.  15.9% 4% of balance

Additional Redi Line Checking Overdraft Lo​an Information

Visa Platinum Credit Card
Term Rate/APR as low as Monthly Payment Per $1,000
Without Rewards Program, rates as low as
Prime Plus 5.9%, currently 13.90% APR
13.40% 2% of balance
With Rewards Program, rates as low as
Prime Plus 7.9%, currently 15.90% APR
15.40% 2% of balance
Balance Transfer - 2.99% for 12 months* 2.99%  

Additional Visa Platinum Credit Card Balance Transfer Information

Additional Credit Card Informatio​n

Rates assume a FICO score of 730 or greater. Maximum credit limit of $20,000.  No annual fees or over the credit limit fees. Restrictions apply **APR = Annual Percentage Rate