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Wire Transfers

Wire-in Deposits

Domestic Incoming Wires Instructions

You may initiate wires into a Credit Union checking or share account. When sending a wire to LM Federal, please completely follow these instructions.

Wire Transfer to:
Vizo Financial
Routing#: 231387550

Credit to:
LM Federal Credit Union, Account#: 25207678510100
Further Credit to:
Your Name: Member Name
Your LM Federal account number/suffix (ex. 99999-A)
Account type; (ex. savings or checking)

International Wires

US Dollars only. For foreign currency, please call Credit Union.

Wire Transfer to:
Beneficiary Bank: BMO Harris
Beneficiary Bank SWIFT Code: HATRUS44
Beneficiary Bank Routing: 071000288
Beneficiary Name: Currency Exchange International, Corp.
Beneficiary Account Number: 0044709159

Correspondent Institution:
Vizo Financial Corporate Credit Union
1201 Fulling Mill Road Middletown, PA 17057
Routing # 231387550

Further Credit to:
LM Federal Credit Union
101 Chesapeake Park Plaza
Baltimore, MD 21220
Account#: 25207678510100

Final Credit to:
(Member Name)
(Member Address)
(Member Account number) (Designation, example: Checking, Savings, Club or loan, etc.)

Wire-out Withdrawals

Outgoing Wire Transfer Instructions

The Credit Union can provide outgoing wire transfers for U.S. and international funds transfers.

Wire transfers are a safe and fast method to send funds to a 3rd party or to your account at another institution. Wires can't be reversed once submitted. You may initiate a wire transfer request in-person or by fax (fax requests are verified by telephone). If you can't submit your wire request in person, you must submit a written request by fax if the transfer exceeds $500.00.

Domestic wire transfer requests will be completed the same day if submitted by 2:00 p.m. EST.

International wire transfer requests will be completed the same day if submitted by 11:30 a.m. EST. The wire transfer fee varies based on your membership rewards level.

If this is your first Outgoing Wire Transfer, please complete a Wire Transfer Agreement (complete only one time unless you are making changes) and mail the completed form to LMFCU, 101 Chesapeake Park Plaza, Baltimore, MD 21220. Proceed by completing a Member Authorization for Wire Transfer form as directed below.

If this is not your first Outgoing Wire Transfer and you have completed a Wire Transfer Agreement, you may continue to initiate a wire. To initiate an outgoing wire transfer you may stop by the Credit Union or complete a Member Authorization for Wire Transfer form and fax to (410) 687-1322 along with a clear or picture quality copy of your government issued ID such as a driver's license. To avoid additional fees and delay due to returned wire transfers you should contact the receiving financial institution to obtain its wiring/routing instructions prior to contacting LMFCU. For your security we may initiate a call back to validate identification to a telephone number which must be in LMFCU's database at least 30 days prior to request.