Deposit Rates Loan Rates Money Market Accounts Rates as of 5/8/2026 Rates Account Type Minimum Balance APY* Money Market Shares & IRA** Money Market Shares $100.00 .00% $2,500.00 .85% $10,000.00 .85% $25,000.00 .85% $50,000.00 .95% $100,000.00 .95% Money Market Plus & IRA, Roth or ESA Money Market Plus Shares $100.00 .00% $25,000.00 1.25% $50,000.00 1.35% $100,000.00 1.45% $200,000.00 1.50% *APY = Annual Percentage Yield **IRA = Individual Retirement Account Regular accounts are federally insured up to $250,000.00 by N.C.U.A., an agency of the U.S. government. IRA (Individual Retirement Accounts) are federally insured up to $250,000.00 by N.C.U.A. All rates are subject to change at any time without prior notice. Fees may reduce earnings. Truth in Savings Account Disclosure Money Market Account Information