Deposit Rates Loan Rates Certificate Accounts Rates as of 5/3/2026 Regular Certificate Accounts Account Type & Term Minimum Balance APY* 3 Month Certificate $1,000.00 2.00% 6 Month Certificate $500.00 3.60% 12 Month Certificate $500.00 3.50% 18 Month Certificate $500.00 3.40% 24 Month Certificate $500.00 3.15% 36 Month Certificate $500.00 3.15% 3 Month Jumbo Certificate $25,000.00 2.00% 6 Month Jumbo Certificate $25,000.00 3.60% 12 Month Jumbo Certificate $25,000.00 3.50% 18 Month Jumbo Certificate $25,000.00 3.40% 24 Month Jumbo Certificate $25,000.00 3.15% 36 Month Jumbo Certificate $25,000.00 3.15% Certificate Account Information IRA**, Roth or ESA Certificate Accounts Account Type & Term Minimum Balance APY 3 Month Certificate $1,000.00 2.10% 6 Month Certificate $500.00 3.70% 12 Month Certificate $500.00 3.60% 18 Month Certificate $500.00 3.50% 24 Month Certificate $500.00 3.25% 36 Month Certificate $500.00 3.25% 3 Month Jumbo Certificate $25,000.00 2.10% 6 Month Jumbo Certificate $25,000.00 3.70% 12 Month Jumbo Certificate $25,000.00 3.60% 18 Month Jumbo Certificate $25,000.00 3.50% 24 Month Jumbo Certificate $25,000.00 3.25% 36 Month Jumbo Certificate $25,000.00 3.25% IRA, Roth and ESA Account Information * APY = Annual Percentage Yield ** IRA = Individual Retirement Account Regular accounts are federally insured up to $250,000.00 by N.C.U.A., an agency of the U.S. government. IRA (Individual Retirement Accounts) are federally insured up to $250,000.00 by N.C.U.A. All rates are subject to change at any time without prior notice. Fees may reduce earnings. Truth in Savings Account Disclosures