Open a new LMFCU Home Equity Line or Loan!
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Reduce My Home Equity Loan Rate or Payment
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Perform Home Improvements or Upgrades
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Consolidate Bills or Lower My Payments
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Borrow up to 80% of your home’s value
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Loans from $20,000 to $300,000 are available
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Closing costs are waived for loans of $25,000+ (restrictions apply)
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Loans are settled at the Credit Union or a location convenient to you.
New: Introductory rate of 3.99% APR* for the first 12-months
No closing costs (restrictions apply**)
Low minimum monthly payments of only $8.36 per $1,000 borrowed.
Rates as low as: |
Term |
Monthly payment per $1,000 |
5.24% |
Up to 60 months |
$18.98 |
5.49% |
61 to 84 months |
$14.37 |
5.74% |
85 to 120 months |
$10.97 |
6.24% |
121 to 180 months |
$8.57 |
No closing costs for loans of $25,000+**
THE LOAN PROCESS
Loan payment calculator
** No closing cost offer applies to 2nd lien loans with new funds of $25,000 or greater. Closing costs will be added to the loan if the loan is paid off within 3-years.