News & Promotions What's New Current Promotions Newsletters Fixed Rate Home Equity Rates Lowered!! Need to complete home improvements or repairs? Need to consolidate debt? 15 year rate as low as 5.99% APR Monthly payment of $8.40 per $1,000 10 year rate as low as 5.49% APR Monthly payment of $10.80 per $1,000 7 year rate as low as 5.24% APR Monthly payment of $14.20 per $1,000 LMFCU pays the closing costs! (restrictions apply*) Rates are 1/4% lower if the borrower pays the closing costs Available on your primary residence in MD, FL, VA, DC, PA, NJ and NY. The Loan Process Additional Fixed Rate Home Equity Loan Information Looking For a Home Equity Line of Credit? Questions? Call 800-410-0501 * LMFCU pays the closing costs. Costs must be repaid if the loan is closed within 3-years. Rates assume a FICO score of 730+ and maximum 80% loan-to-value APR = Annual Percentage Rate Rates subject to change without prior notice. 9/26/25