Jump to main content

 ANNUAL MEMBERSHIP MEETING - TUESDAY, NOVEMBER 4TH! 

Rates as of 10/31/2025

Rates
Account Type Minimum Balance APY1
Share (Savings) Accounts
(Primary & Secondary)		 $100.00 .45%
Club & Escrow Accounts $100.00 .45%
Regular Checking N/A N/A
Free Checking2 N/A N/A
Interest Checking $100.00 .20%
IRA3, Roth or ESA Shares (Savings) $100.00 .55%

Account Services Fees

1 APY = Annual Percentage Yield
2 Regular Checking fee waived for Silver or Gold Rewards, Interest Checking fee waived for Gold Rewards. Free Checking Rewards Level frozen at Bronze Rewards.
3 IRA = Individual Retirement Account

Regular accounts are federally insured up to $250,000.00 by N.C.U.A., an agency of the U.S. government.

IRA (Individual Retirement Accounts) are federally insured up to $250,000.00 by N.C.U.A.
All rates are subject to change at any time without prior notice. Fees may reduce earnings.

Truth in Savings Account Disclosure

Share & Club Accounts Information        Checking Information

Rates as of 10/31/2025

Rates
Account Type Minimum Balance APY*
Money Market Shares &
IRA** Money Market Shares		 $100.00 .00%
  $2,500.00 .95%
  $10,000.00 .95%
  $25,000.00 .95%
  $50,000.00 1.05%
  $100,000.00 1.05%
Money Market Plus &
IRA, Roth or ESA Money Market Plus Shares		 $100.00 .00%
  $25,000.00 1.35%
  $50,000.00 1.45%
  $100,000.00 1.55%
  $200,000.00 1.60%

*APY = Annual Percentage Yield 
**IRA = Individual Retirement Account

Regular accounts are federally insured up to $250,000.00 by N.C.U.A., an agency of the U.S. government.

IRA (Individual Retirement Accounts) are federally insured up to $250,000.00 by N.C.U.A.
All rates are subject to change at any time without prior notice. Fees may reduce earnings.

Truth in Savings Account Disclosure

Money Market Account Information

Rates as of 10/31/2025

Regular Certificate Accounts
Account Type & Term Minimum Balance  APY*
3 Month Certificate $1,000.00 2.00%
6 Month Certificate $500.00 3.60%
12 Month Certificate $500.00 3.50%
18 Month Certificate $500.00 3.40%
24 Month Certificate $500.00 3.15%
36 Month Certificate $500.00 3.15%
     
3 Month Jumbo Certificate $25,000.00 2.00%
6 Month Jumbo Certificate $25,000.00 3.60%
12 Month Jumbo Certificate $25,000.00 3.50%
18 Month Jumbo Certificate $25,000.00 3.40%
24 Month Jumbo Certificate $25,000.00 3.15%
36 Month Jumbo Certificate $25,000.00 3.15%
Certificate Account Information    
IRA**, Roth or ESA Certificate Accounts
Account Type & Term Minimum Balance  APY
3 Month Certificate $1,000.00 2.10%
6 Month Certificate $500.00 3.70%
12 Month Certificate $500.00 3.60%
18 Month Certificate $500.00 3.50%
24 Month Certificate $500.00 3.25%
36 Month Certificate $500.00 3.25%
     
3 Month Jumbo Certificate $25,000.00 2.10%
6 Month Jumbo Certificate $25,000.00 3.70%
12 Month Jumbo Certificate $25,000.00 3.60%
18 Month Jumbo Certificate $25,000.00 3.50%
24 Month Jumbo Certificate $25,000.00 3.25%
36 Month Jumbo Certificate $25,000.00 3.25%
IRA, Roth and ESA Account Information    

* APY = Annual Percentage Yield
** IRA = Individual Retirement Account

Regular accounts are federally insured up to $250,000.00 by N.C.U.A., an agency of the U.S. government.

IRA (Individual Retirement Accounts) are federally insured up to $250,000.00 by N.C.U.A.
All rates are subject to change at any time without prior notice. Fees may reduce earnings.

Truth in Savings Account Disclosures