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Changes to Deposit Availability Policy

We’ve updated our deposit availability policy in accordance with federal Regulation CC changes.

These updates reflect inflation-adjusted thresholds and will impact the amount of funds available for withdrawal from check deposits.

Effective July 1, 2025, the following changes apply:

  • Minimum amount available from check deposits on the next business day: Increasing from $225 to $275
  • Large deposit threshold: Increasing from $5,525 to $6,725

These changes are designed to improve access to your funds and reflect adjustments based on inflation.

Click here to view our full Deposit Availability Policy