News & Promotions What's New Current Promotions Newsletters Changes to Deposit Availability Policy We’ve updated our deposit availability policy in accordance with federal Regulation CC changes. These updates reflect inflation-adjusted thresholds and will impact the amount of funds available for withdrawal from check deposits. Effective July 1, 2025, the following changes apply: Minimum amount available from check deposits on the next business day: Increasing from $225 to $275 Large deposit threshold: Increasing from $5,525 to $6,725 These changes are designed to improve access to your funds and reflect adjustments based on inflation. Click here to view our full Deposit Availability Policy