Jump to main content

Card Access

VISA Check Card

The VISA Check Card lets you deduct purchases from your Checking account. Forget about the hassle of remembering a personal identification number. Simply insert or swipe your card, choose "Credit", sign (if required) and you're good to go!

  • Use your VISA Check Card to pay for goods and services wherever the VISA symbol is displayed. Over 18 million locations worldwide! This includes purchases made by telephone or the internet. Your liability for unauthorized purchases? $0
  • All cards include the secure EMV chip card technology.
  • Use as an ATM card at any Star, Co-Op, Cirrus or VISA ATM
  • Get a receipt with every purchase and detail of all transactions in your monthly statement
  • The VISA Check Card is more readily accepted by merchants who display the VISA symbol than checks, especially in other parts of the U.S.A. or the world
  • Using your card for travel means you may not have to stock up on travelers checks or cash
  • The VISA Check Card has no monthly or transaction fee
  • Take advantage of periodic Credit Union VISA purchase cash back promotions
  • Add your VISA Check Card to your mobile wallet service to pay for items with your smart phone. Apple Pay, Google Pay and Samsung Pay are available.

If you already have a Credit Union checking account and would like to apply for a VISA Check Card, click here.

VISA EMV chip cards are a major advancement in card security technology, with an embedded microchip that stores and generates the information required to authenticate, authorize and process transactions. EMV chip cards may be used anywhere in the world where VISA is accepted. Whether you use your EMV chip card by swiping or inserting in an EMV terminal, you still have $0 liability for fraudulent transactions.

Mobile Wallet Services

You may use Apple Pay, Google Pay or Samsung Pay.
Mobile Wallet allows you to pay for items using your smart phone or smart watch.
 

Activate a Mobile Wallet service by June 30th and you will be entered in a drawing for a $100 bonus deposit! An active Visa Check Card is required.

An active VISA Check Card is required.

  • To get started, the wallet app should be present on your phone (download from the app store if needed).
  • The app may prompt you to setup wallet app settings. Next, add your Visa check card to your wallet.
  • Most Apple Pay users will be immediately able to use Apple Pay. Other users may be prompted to call the Credit Union to complete the activation.
  • The app will tell you when the activation is completed.
  • When paying at a merchant, open the app and hold your phone in front of the payment terminal. You don't need to show your Visa check card.

Mobile wallet services use an encrypted token to authorize the transaction. Your 16-digit card number is never passed to the merchant, thereby reducing the chances that your card could be compromised in the event the merchant's payment systems are compromised.

Contact a Member Service Representative for additional information.

ATM Card

If you have a checking account, but do not want a VISA Check Card, we offer a traditional ATM card to access funds from your savings or checking account. Your ATM card is accepted at any ATM displaying the Star, Co-op or Cirrus network logos. You may also use your ATM card to pay for goods or services at any merchant that accepts the Star or Co-op ATM card. If you would like to apply for an ATM card and you already have a checking account, you can complete the ATM Card Application. You may then fax, mail or drop off the form to our office.

Share ATM Card

We currently offer an ATM card for members who do not have a checking account. This card may be used to withdraw funds at any ATM displaying the Star or Cirrus network logos. Withdrawals are posted to your primary Share (Savings) Account. There is no monthly fee and no fee for use of the LM Federal ATM. Transactions performed at foreign ATM's are subject to a small fee. If you would like an ATM card for your Share (Savings) Account, you can complete the Share ATM Card Application. You may then fax, mail or drop off the form to our office.