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Card Access

VISA Check Card

The VISA Check Card lets you deduct purchases from your Checking account. Forget about the hassle of remembering a personal identification number. Simply insert or swipe your card, choose "Credit", sign (if required) and you're good to go!

  • Use your VISA Check Card to pay for goods and services wherever the VISA symbol is displayed. Over 18 million locations worldwide! This includes purchases made by telephone or the internet. Your liability for unauthorized purchases? $0
  • All cards include the secure EMV chip card technology.
  • Use as an ATM card at any Star, Co-Op, Cirrus or VISA ATM
  • Get a receipt with every purchase and detail of all transactions in your monthly statement
  • The VISA Check Card is more readily accepted by merchants who display the VISA symbol than checks, especially in other parts of the U.S.A. or the world
  • Using your card for travel means you may not have to stock up on travelers checks or cash
  • The VISA Check Card has no monthly or transaction fee
  • Take advantage of periodic Credit Union VISA purchase cash back promotions
  • Add your VISA Check Card to your mobile wallet service to pay for items with your smart phone. Apple Pay, Google Pay and Samsung Pay are available.
  • Use our CardNav mobile app to monitor your card activity and to place card usage restrictions.
  • Tips on when to choose debit or credit.

Avoid ATM Fraud

Contactless Visa Check Cards Now Available!

Contactless payments are transactions made by tapping either a contactless card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal. Cards, phones, watches, and other devices use the same contactless technology. When you tap to pay checkout is secure and convenient.

Contact the Credit Union if you would like to get a Contactless Visa Check/Debit card! There is no charge to upgrade your Visa check card to a contactless card.

Mobile Wallet Services

You may use Apple Pay, Google Wallet or Samsung Pay.
Mobile Wallet allows you to pay for items using your smart phone or smart watch.

An active VISA Check Card or Visa Platinum Credit Card is required.

  • To get started, the wallet app should be present on your phone (download from the app store if needed).
  • The app may prompt you to setup wallet app settings. Next, add your Visa check card to your wallet.
  • Most Apple Pay users will be immediately able to use Apple Pay. Other users may be prompted to call the Credit Union to complete the activation.
  • The app will tell you when the activation is completed.
  • When paying at a merchant, open the app and hold your phone in front of the payment terminal. You don't need to show your Visa check card.

Mobile wallet services use an encrypted token to authorize the transaction. Your 16-digit card number is never passed to the merchant, thereby reducing the chances that your card could be compromised in the event the merchant's payment systems are compromised.

Contact a Member Service Representative for additional information.

VISA Gift Cards

Everyone Loves Gift Cards!

Perfect for:

  • Kids learning money management
  • A gift for that person who has everything
  • Safe internet or phone purchases
  • Traveling in the U.S.

Looking for a wedding, graduation, birthday, or holiday gift? Give the perfect gift - exactly what they’ve always wanted, without knowing exactly what that is! Buy them a simple to use pre-paid VISA® Gift Card from LMFCU! As saving time becomes important, a gift card is a convenient alternative to individualized retail Gift Cards.

They can be purchased in any amount from $10 to $1,000, are ready to use the same day, and are non-reloadable. Use VISA® Gift Cards wherever VISA® is accepted in person, online, or by phone.

Track your card balance and transaction history on the web for free!

Prices are based on your membership level.

For security reasons VISA Gift Cards may only be purchased in the Credit Union office.

Gift Card Usage Details

ATM Card

If you have a checking account, but do not want a VISA Check Card, we offer a traditional ATM card to access funds from your savings or checking account. Your ATM card is accepted at any ATM displaying the Star, Co-op or Cirrus network logos. You may also use your ATM card to pay for goods or services at any merchant that accepts the Star or Co-op ATM card. If you would like to apply for an ATM card and you already have a checking account, you can complete the ATM Card Application. You may then fax, mail or drop off the form to our office.

Share ATM Card

We currently offer an ATM card for members who do not have a checking account. This card may be used to withdraw funds at any ATM displaying the Star or Cirrus network logos. Withdrawals are posted to your primary Share (Savings) Account. There is no monthly fee and no fee for use of the LM Federal ATM. Transactions performed at foreign ATM's are subject to a small fee. If you would like an ATM card for your Share (Savings) Account, you can complete the Share ATM Card Application. You may then fax, mail or drop off the form to our office.

Avoid ATM Fraud