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Rates as of 6/17/2024

Home Equity Credit Line - A variable rate credit line secured by your primary residence in MD, PA, VA, DE, NJ or DC.
Line of Credit Limit Up to 80% Loan to Value Up to 85% Loan to Value
$25,000 to $300,000 Prime minus ½% (currently 8.00%) Prime minus 0% (currently 8.50%)
$5,000 to $24,999 Prime minus 0% (currently 8.50%) Prime plus ½% (currently 9.00%)

Introductory rate of 3.99% for 12-months after opening (if $20,000+ initial advance).

Additional Home Equity Credit Line Information

Maximum line of $300,000. Interest rate based on the Wall Street Journal Prime. Introductory rate of 3.99% for 12-months after opening (if $20,000+ initial advance). Ongoing rates are subject to a 3.0% APR lifetime floor rate after the expiration of the introductory rate. Available in MD,DC,VA,PA,DE & NJ.

Fixed Rate Home Equity Loans (2nd Mortgage) - A fixed rate installment loan secured by your primary residence.
Term Up to 80% Loan to Value Up to 85% Loan to Value
Up to 5 years, as low as 5.24% 5.74%
Up to 7 years, as low as 5.49% 5.99%
Up to 10 years, as low as 5.74% 6.24%
Up to 15 years, as low as 6.24% 6.74%

Additional Fixed Rate Home Equity Loan Information

Available in MD,DC,VA,PA,DE & NJ.  Maximum loan is $250,000 (maximum based on credit score).