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Online & Mobile Banking

Online Banking

Enrolling is easy! Click the button below and follow the enrollment instructions. Your access is immediately activated! Any member may use Online Banking (no checking account required!) 

Enroll in Online Banking

Online Banking - Features

  • Must create a Logon ID and security code
  • Setup a security phrase (to ensure you reached our website on future logins)
  • Streamlined challenge questions (only 3 to setup)
  • Transfer funds between different account numbers - call for more information on cross-account transfers.
  • Easy self-service option to reset your login ID and security code
  • Account alerts available through email and text
  • eStatements are available (sign up through the “Self Service” tab)
  • Mobile banking available (thru an app or the mobile website).
  • Text banking also available for phones with no internet access.
  • Account transfers are posted IMMEDIATELY!
  • Account balances are always up-to-the-minute!
  • Download to Quicken or CSV format.
  • Pending check card transactions are listed in account history
  • Internet Bill Payment is free, click for details.
  • “Self Service” includes check stop payment, check reorder, statement reprint and check copy request forms

Additional Online Banking Features

  • Setup Mobile Banking enrollment: Select the “Self-Service” tab and click on the mobile link. From there you will have instructions to go to the GooglePlay or iTunes store and search for “Touch Banking”. You will be prompted to enter a mobile code: lmfcumobile. Next you must enter your logon ID and security code.
  • Setup scheduled transfers: Transfers post between 2 p.m. and 4 p.m. EST on weekdays only. To view your current recurring transfers within Online Banking, go to the "Account Information" section, review your "Recurring Funds Transfers" and "Recurring Loan Payments". You must set these up in Online Banking. Transfers that are scheduled for a weekend or federal holiday will be processed on the business day prior to the transfer date. To setup a scheduled transfer go to "Account Access", then "Transfer Funds", and use the "Scheduled" transfer setup box.
  • Send MoneyMover request by secure e-mail
    To request a MoneyMover transfer:
    • Go to the "Self Service" tab and select the "Compose New Mail" within the "Secure Mail" section.
    • In the subject line enter "MoneyMover request."
    • In the message section please list the dollar amount of the transfer, the name of the bank receiving the funds, and your day time phone number.
    • MoneyMover requests received by 2 p.m. EST will be processed the same day.
    • Requests received after 2:00 p.m. EST are processed on the following business day.
  • Request check withdrawal by clicking “Account Access”, “Transfer Funds”, the “From” account is the withdrawal account, the “To” account select “mail a paper CHECK”.
    • Note: to withdrawal funds by check from more than one account, transfer funds as needed to your Share (Savings) Account and then perform the check withdrawal.
  • Cross account transfers: Set up to transfer between different account numbers by signing a Cross Account Transfer form for accounts with the same owners or sign the form for accounts with different owners.

Questions? Call Member Services 9:00 a.m. to 6:00 p.m. EST (until 7:00 p.m. on Fridays) at (410) 687-5240 or (800) 410-0501.

Mobile Banking

To use mobile banking, you must first enroll in online banking.
Once you have enrolled in online banking, within online banking, go to the "Self Service" tab, and select "Mobile Banking" within the "Additional Services" list.
Click on the "Sign Up" button, then accept the "Terms and Conditions".
Using your smart phone, follow the directions to download and activate the "TouchBanking" phone app.
Smart phone users should not select the "Text Banking" option. "Text Banking" should only be used by those using old style flip phones.

  • Instant Balance feature which allows you to view your account balance without logging into Mobile Banking. (You must “opt-in” to activate this service.)
  • View account history
  • View pending purchases
  • View balances
  • Immediate posting of transfers and loan payments
  • Deposit checks to your personal accounts with Mobile Deposit
  • Ability to have multiple logins from different accounts
  • Compatible with iPhone and Android.  Search for the “Touch Banking” app through your iTunes or GooglePlay store.

Bill Payment

June 25th Internet Bill Pay Upgrade Information

Questions about the bill payment conversion?
Contact a bill payment representative at 877-797-3954.

Never Use A Stamp Again: Internet Bill Pay is FREE!

No more stamps. No more envelopes. No more bills all over the kitchen table! Internet Bill Pay puts you in control of your finances. LM Federal's safe and secure Internet Bill Pay service lets you pay bills, send money for birthdays and holidays, send checks of any purpose on a one-time as well as a regular basis! It's convenient, easy to set up, and it's FREE!  To sign up, please complete the Internet Bill Pay Enrollment Form, or you may call or visit the Credit Union.

  • Available 24 hours a day through any PC connected to the internet
  • Secure 128 bit encryption using SSL technology
  • User friendly system with plenty of online help
  • On-time payment guarantee*
  • See if a payment was sent electronically or by check
  • Verify if a check has been paid and view a copy of the check
  • Review check payment information; date mailed and cashed
  • Funds electronically withdrawn from your checking account
  • Initiate one-time or recurring payments
  • Pay bills with fixed or varying payment amounts
  • Schedule payments for future payment
  • Review past payment history

* LM Federal will pay any late fees or interest charges incurred if a payment is not received on-time, assuming that the payment was initiated at least 6 business days prior to the due date. Other restrictions apply.


  • Forget about the inconvenience of lost or delayed statements due to mail problems.
  • Go green by avoiding the need for a paper statement.
  • Get your statement faster. eStatements are typically available by the 3rd business day of the month.
  • eStatements are free! Once you enroll, the last 12 months of statements are available through desktop Online Banking. The 12 month statement availability starts building from your day of enrollment.  eStatements are in PDF format.
  • Signing up is easy! Within desktop Online Banking, select the "Self Service" tab, click on "eStatements" and follow the prompts.

Questions? Contact a Member Service Representative at (800) 410-0501.