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Boat, RV, Motorcycle Loans

You may apply for credit pre-approval, eliminating the hassle of arranging last minute financing. Loan pre-approval requests are processed within 24 hours. Down payments as low as 5% are required, depending on credit. If you apply online you will receive a 0.10% rate discount (subject to our minimum rates).

Buying a boat, RV or motorcycle can be a nerve wracking and difficult task. Don’t get played by the dealer.  Once your credit has been pre-approved, feel free to ask our experienced vehicle loan specialists for tips on purchasing your vehicle.

Call the Credit Union and speak to a loan representative to get a value on a used boat, RV, motorcycle or personal watercraft or click on the appropriate Related Link on this page.

Boat Financing

Financing is available for the purchase or refinance of almost any new or used boat, including power boats, sailboats, pontoon boats, boats with outboard motors, and boat trailers. Credit pre-approvals available.

Boats of any age are eligible; a hull survey or inspection may be required. In most cases values as published by the BUC book are used. Older boat financing available (visual inspection or marine survey may be required, restrictions apply)

Boats may be titled in your state of residence or documented with the U.S. Coast Guard. Repayment terms up to 15 years are available (depending on value).

The maximum loan available is $100,000. Down payment requirements are as low as 5%.

GAP Protection is available for boat financing.

RV Financing

Recreational Vehicle Loans can be used to finance the purchase or refinance of any of the following new or used units:

  • motor home
  • camper
  • travel trailer (standard or 5th wheel)

RVs up to 15 years old are eligible for financing.

Repayment terms up to 15 years are available (depending on value).

The maximum loan available is $100,000. Mobile homes are not eligible for RV financing.

Guaranteed Auto Protection (GAP) is available on RV loans.

Motorcycle & Personal Watercraft

Motorcycles up to 10 years old are eligible for financing. Personal watercraft (jet skis, waverunners) are also eligible if they are titled. The maximum repayment term, depending on value, is 66-months. The maximum loan available is $35,000. Extended warranties are available for new and used motorcycles.