News & Promotions

Get the latest information on new services, current promotions and other news with our biweekly Email Update newsletter. To enroll send a request to info@lmfcu.org.

News & Notes - December 2025

Protect Yourself When Making Online Purchases!
How to Spot This Season’s Holiday Scams
Johns Hopkins Children’s Center, Donate Now!
Have a High Rate Vehicle Loan Elsewhere? Refinance with LMFCU and get a $100 Cash Bonus!
Have a High Rate Equity Loan Elsewhere?
Have a LMFCU Visa Debit or Credit Card? Traveling this holiday season?
Attention College & Trade School Students: Scholarship Opportunity!
Holiday Club Account
Need Extra Cash? Skip Your Next Loan Payment!

Your Money - Fall 2025

Have a High Rate Vehicle Loan Elsewhere? Refinance with LMFCU and get a $100 Cash Bonus!
Fixed Rate Home Equity Loan Rates Lowered!
3.99% Credit Card Balance Transfer Offer!
Attending the United States Sailboat Show in Annapolis?
Holiday Clubs
Online & Mobile Banking Account Notification Alerts
Higher Rates with Certificate Accounts
2025 Annual Membership Meeting Tuesday, November 4th
LMFCU Wealth Management
Latest Updates to the “What’s New” page at LMFCU.ORG
Don’t Want Statements Mailed to Your Home?
Credit Union Difference
lmfcu.org Website Auto Calculators
Selected Loan Rates

Auto Talk Newsletter - Fall 2025

News & Notes - September 2025

Visa 3-D Secure Online Transaction Confirmation System - Starting September 4, 2025
Have a High Rate Vehicle Loan Elsewhere? Refinance with LMFCU and get a $100 Cash Bonus!
Need to Complete Home Improvements or Repairs?
Auto Buying Center at lmfcu.org!
Need Extra Cash? Skip Your Next Loan Payment!
Fraud Alerts Page at lmfcu.org
Are you going to the Maryland RV show in Timonium?
Purchasing a Boat, Personal Watercraft or RV? Have a High Rate Loan Elsewhere?
Monitor Your Credit Report!

News & Notes - August 2025

Back To School Loans!
Have a High Rate Vehicle Loan Elsewhere? Refinance with LMFCU and get a $100 Cash Bonus!
Need a Fast Personal Loan? Personal loan rates are as low as 8.49% APR.
Mobile Banking
Latest Updates to the “What’s New” page at LMFCU.ORG
Maryland Tax-Free Week!
Changes to Deposit Availability Policy
Finally!! Contactless Visa Platinum Credit Cards

Your Money - Summer 2025

Consolidate Your Bills! Team Up With LMFCU to Tackle Your Debt!
Current Loan Special Offers
lmfcu.org Website Auto Calculators
Auto Buying Center at lmfcu.org!
Online & Mobile Banking Account Notification Alerts
Need To Deposit a Check? Use Mobile Deposit on your Android or iPhone.
Selected Loan Rates
The Difference of Credit Union Membership
Need Extra Cash? Skip Your Next Loan Payment!
Get a $25 Bonus Deposit When You Open a New Membership!
Account Safety Starts with Strong Passwords
Latest Updates to the “What’s New” page at LMFCU.ORG
Save For Next Year’s Summer Vacation!
Have a VISA Check Card? Going Away For Summer Vacation?
Tips for Safe ATM Use

Auto Talk Newsletter - Summer 2025

News & Notes - June 2025

June is Youth Month!
1.99% Credit Card Balance Transfer Offer!
Getting a Loan is Easy! No Need To Visit The Office!
Selected Loan Rates
Save For Next Year’s Summer Vacation!
Fraud Alerts Page at lmfcu.org

News & Notes - May 2025

Stand Up Against Credit Union Taxation
2.99% Credit Card Balance Transfer Offer!
Latest Updates to the “What’s New” page at LMFCU.ORG
Need to Complete Home Improvements or Repairs?
Planning a Day Trip or Vacation?
Have a VISA Check Card? Going Away For Summer Vacation?
Need to Purchase a Vehicle?
Purchasing a Boat, Personal Watercraft or RV? Have a High Rate Loan Elsewhere?
Save For Next Year’s Summer Vacation!
“Like” our Facebook page during the month of May and you will be entered in a drawing for a $200 cash bonus deposit!

Auto Talk Newsletter - Spring 2025

Your Money - Spring 2025

Credit Card Balance Transfer Offer!
The Loan Process
Selected Loan Rates
Pass Along the Gift of Credit Union Membership to a Coworker or Family Member!
Latest Fraud & Scam Info From the FBI
Attending a Local Boat Show?
Education and Computer Loans
Education Savings Accounts
Latest Updates to the “What’s New” page at LMFCU.ORG
Have a LMFCU VISA Check Card or Credit Card?
Have You Updated Your Account Contact Information?
Have a VISA Check Card? Planning a Summer Vacation?
No-surcharge ATM Mobile App Locator!
TRUST & WILL Member Program
LM Federal Credit Union is on Facebook! $200 Cash Bonus Drawing
Need to Make Home Improvements?
Holiday Office Closings

News & Notes - February 2025

Latest Updates to the “What’s New” page at LMFCU.ORG
Are you going to the Maryland RV or Motorcycle shows in Timonium?
Holiday & Other Bills Piling Up?
Auto Loan Rates Lowered!
Credit Card Balance Transfer Offer! Effective February 15th
Save on TurboTax® and H&R Block® This Tax Season
Attention College & Trade School Students: Scholarship Opportunity!
We have reduced our Home Equity Line of Credit 12-month introductory rate to 2.99% APR
2024 Tax Season Information
Watch Out for These Common Tax Scams

Auto Talk Newsletter - Winter 2025

Your Money - Winter 2025

Safe Holiday Shopping With Your LMFCU Debit or Credit Card
Low Rate Home Equity Loans!
Level Up Your Finances in the New Year
Selected Loan Rates
Attending a Local Boat or RV Show?
Lend a Hand and Donate To The Johns Hopkins Children’s Center
Having Financial Problems?
Unlock a Higher Credit Score with Simple Tips
TurboTax and H&R Block discounts
Credit Card Balance Transfer Offer - Starting February 15th!
The Loan Process
Pass Along the Gift of Credit Union Membership to a Coworker or Family Member!
Auto & Truck Extended Warranty Program!
Welcome! Lockheed Martin Missile and Fire Control
2025 Model Year Fuel Economy Guide
Time For a Debt Checkup?
New 2024 Staff Photo
The Passing of Bob J. Caswell, Jr.

News & Notes - December 2024

Johns Hopkins Children’s Center, Donate Now!
Protect Yourself When Making Online Purchases!
Attention College & Trade School Students: Scholarship Opportunity!
Account Monitoring Apps
How to Spot This Season’s Holiday Scams
Pass Along the Gift of Credit Union Membership to a Coworker or Family Member!
Have a LMFCU Visa Debit or Credit Card?
Holiday Club Account
When Is The Best Time to Buy a Car?
Holiday Hours
Need Extra Holiday Cash? Skip Your Next Loan Payment!

Auto Talk Newsletter - Fall 2024

Your Money - Fall 2024

Safe Holiday Shopping With Your LMFCU Debit or Credit Card
Open a New LMFCU Visa Platinum Credit Card and Get: 1.99% APR on Retail Purchases & Balance Transfers for 6 Months!
Time to Buy a Vehicle? Have a High Rate Loan Elsewhere?
LMFCU 75th Anniversary Drawing Winners!
Attending the United States Sailboat Show in Annapolis?
Holiday Clubs
Family & Minor Accounts
Time to Bulk Up Your Emergency Fund
2024 Annual Membership Meeting Tuesday, October 29th
Credit Union Difference
Imposter Scam Alert
Know Your Rights: Caregivers and Nursing Home Debt
Your Ultimate Car Maintenance Checklist
Need to Withdraw Funds? Don’t Want to Wait For a Mailed Check?
Low Rate Home Equity Loans!

News & Notes - September 2024

Need to Complete Home Improvements or Repairs?
Auto Buying Center at lmfcu.org!
The Rise of Peer-to-Peer Payment Scams
$50 Bonus Deposit with a New Membership
Fraud Alerts Page at lmfcu.org
TRUST & WILL Member Program
Are you going to the Maryland RV show in Timonium?
Monitor Your Credit Report!
LMFCU Wealth Management

News & Notes - August 2024

LM Federal Credit Union 75th Anniversary Celebration!
Credit Union Difference!
New Checking Account $75 Cash Bonus
New Loan $75 Cash Bonus
Auto Loan Cash Bonuses!
Member Appreciation Day!
Grand Prize Drawing
Gift Cards: A Scammer's Best Friend
Save For Next Year's Summer Vacation!
Need to Withdraw Funds? Don't Want to Wait For a Mailed Check?
Selected Loan Rates
What to Look for When Buying Used Vehicles

Auto Talk Newsletter - Summer 2024

Your Money - Summer 2024

LM Federal Credit Union 75th Anniversary Celebration!
Time to Buy a Vehicle?
Auto Buying Center at lmfcu.org!
6 Tips for Buying a Car in Today’s Environment
Have a LMFCU VISA Check Card or Credit Card?
Need To Deposit a Check?
Have You Updated Your Account Contact Information?
TRUST & WILL Member Program
Have a VISA Check Card? Going Away For Summer Vacation?
No-surcharge ATM Mobile App Locator!
Identity Theft Resources Available at lmfcu.org
Selected Loan Rates

News & Notes - June 2024

Latest Updates to the “What’s New” page at LMFCU.ORG
The Loan Process
Refer a Co-worker or Family Member and Get $50
Open a New Checking Account and Receive a $100 Bonus Deposit!
Selected Loan Rates
Protect Your Checking Account
Purchasing a Boat, Personal Watercraft or RV? Have a High Rate Loan Elsewhere?
Online Banking Notification Alerts
Have a LMFCU VISA Check Card or Credit Card?

News & Notes - May 2024

Credit Card Balance Transfer Offer Expires May 15th!
Youth Resources
10 Tips to Tidy Up Your Finances this Spring
TRUST & WILL Member Program
Need to complete home improvements or repairs?
Planning a Day Trip or a Vacation?
Need to Purchase a Vehicle?
Have a VISA Check Card? Going Away For Summer Vacation?
Defying Deception: Protect Yourself from Financial Scams

Your Money - Spring 2024

April Is Youth Month! Are You Preparing For Your Children’s Financial Future?
Credit Card Balance Transfer Offer!
LM Federal Credit Union is on Facebook!
Refer an Eligible Coworker or Family Member for Membership!
The Risks of Instant Transfers
Time To Buy a Vehicle?
Purchasing a Boat, Personal Watercraft, RV or Motorcycle?
Have a High Rate Loan Elsewhere?
What Is a Credit Union? Why Is It Different?
Have High Rate Loans or Credit Cards Elsewhere?
Latest Updates to the Fraud Alerts Page at lmfcu.org
Latest Updates to the “What’s New” page at LMFCU.ORG

Auto Talk Newsletter - Spring 2024

News & Notes - March 2024

Credit Card Balance Transfer Offer!
Are You Headed Off To College or Trade School in 2024?
Tax Scams and Consumer Alerts
Reach Your Savings Goal With a Secondary Share Account!
Purchasing a Boat, Personal Watercraft or RV? Have a High Rate Loan Elsewhere?
Latest Updates to the “What’s New” page at LMFCU.ORG
Save on TurboTax® and H&R Block® This Tax Season
How to Withdraw Funds
Refer an Eligible Coworker or Family Member for Membership!

News & Notes - February 2024

New Credit Card Balance Transfer Offer!
Holiday & Other Bills Piling Up?
Annual Johns Hopkins Children's Center Fund Raising
Are You Headed Off to College or Trade School in 2024?
Selected Loan Rates
Are you going to the Maryland RV or Motorcycle shows in Timonium?
Higher Rates With a Money Market Account
Tax Preparation Discounts with TurboTax and H&R Block
2023 Tax Season Information
Holiday Office Closing

Your Money - Winter 2024

Have High Rate Loans or Credit Cards Elsewhere?
Time To Buy a Vehicle?
The Loan Process
6 Car-Buying Mistakes to Avoid
Credit Card Balance Transfer Offer Starting February 15th!
Coming Soon! Card Activations and PIN Changes by Telephone!
Having Financial Problems?
Pass Along the Gift of Credit Union Membership!
New Year’s Resolution: Improve Your Credit Score
Protect Yourself From Fraud and Scams
Attending a Local Boat or RV Show?
Attention College & Trade School Students:Scholarship Opportunity!
Lend a Hand and Donate To The Johns Hopkins Children’s Center
Latest Updates to the “What’s New” page at LMFCU.ORG
2023 Tax Season Information
TurboTax and H&R Block Tax Preparation Discounts
Selected Loan Rates

Auto Talk Newsletter - Winter 2024

News & Notes - December 2023

Holiday Club Account
Johns Hopkins Children's Center, Donate Now!
Need Extra Holiday Cash? Skip Your Next Loan Payments!
When Is The Best Time to Buy a Car?
Selected Loan Rates
Protect Yourself When Making Online Purchases!
Have a LMFCU Visa Debit or Credit Card? Traveling this holiday season?
Holiday Office Hours
New! Fraud Alerts Page at lmfcu.org
Pass along the gift of Credit Union membership to a coworker or family member.
Account Monitoring Apps

News & Notes - November 2023

Safe Holiday Shopping With Your LMFCU Debit or Credit Card
Our 3.99% APR Credit Card Balance Transfer Offer is Back!
Need a Fast Holiday Shopping Loan?
Holiday Club Withdrawals
Contactless Visa Debit/Check Cards
Refer an Eligible Co-Worker or Family Member for Membership!
Attention LMFCU Visa Platinum Credit Card Holders - ezcard.com website payments
Need Funds For Home Improvements, to Consolidate Bills or Any Other Purpose?
Annual Membership Meeting Held October 17th

Auto Talk Newsletter - Winter 2023

Your Money - Fall 2023

Our 3.99% APR Credit Card Balance Transfer Offer is Back!
LM Federal Credit Union is on Facebook
Contactless Visa Check/Debit Cards
Credit Union Difference
2023 Annual Membership Meeting Tuesday, October 17th
Holiday Clubs
Reminder: Card Fraud Alert Enhancements
Online and Mobile Banking Account Alerts
Attending the United States Powerboat & Sailboat Shows in Annapolis?
Are You an Identity Theft Victim?
Safe Holiday Shopping With Your LMFCU Debit or Credit Card
Don't Want Statements Mailed to Your Home?
Getting Ready for a Pricey Holiday Season
What Does It Mean To Be Financially Independent?
Selected Loan Rates
Holiday Office Closings

News & Notes - September 2023

Deposit Rates Going Up!
Coming by Mid-September: Contactless Visa Check/Debit Cards
Latest Updates to the “What’s New” page at LMFCU.ORG
Need to Purchase a Vehicle?
Use Payroll Deduction to Automate Your Savings
Watch Out for Student Loan Repayment Scams
Current Promotions
Signup for eStatements
LM Federal Credit Union is on Facebook!

News & Notes - August 2023

Does My Homeowners Insurance Cover What’s In My Yard?
Take Advantage of Your Home’s Equity!
Maryland Tax-Free Week!
Back To School Loans!
Guaranteed Auto Protection (GAP PLUS!)
Certificate Account Rates!
Reminder: Internet Bill Pay Features Fully Available Through Mobile Banking
Family Memberships
Having Financial Problems?
LM Federal Credit Union is on Facebook!

Auto Talk Newsletter - Fall 2023

Your Money - Summer 2023

Our 3.99% APR Credit Card Balance Transfer Offer is Back!
Need Funds For Home Improvement Work?
Family Memberships
Updates to the “What’s New” page at lmfcu.org
Credit Union Difference
Time to Buy a Vehicle? Have a High Rate Loan Elsewhere?
Are You Ready for an Electric Vehicle?
Auto Buying Center at lmfcu.org!
6 Tips for Buying a Car in Today’s Environment
LM Federal Credit Union is on Facebook
Have a LMFCU VISA Check Card or Credit Card?
Need To Deposit a Check?
Have You Updated Your Account Contact Information?
Have a VISA Check Card? Going Away For Summer Vacation?
No-surcharge ATM Mobile App Locator!
New Club Account Drawing Winner!

Auto Talk Newsletter - Summer 2023

News & Notes - June 2023

Our 3.99% APR Credit Card Balance Transfer Offer is Back!
Online Banking Notification Alerts
Open a New Summer or Holiday Club Account!
Selected Loan Rates
Latest Updates to the "What's New" page at LMFCU.ORG
Have a VISA Check Card? Going Away on Vacation?
Are you a Lockheed Martin, ST Engineering, Leidos or Maryland National Guard? Get a $25 bonus deposit when you open a new membership!
Youth Month Winners!
No-surcharge ATM Mobile App Locator!

News & Notes - May 2023

Deposit Rates Going Up!
Family Members Can Save & Borrow at LMFCU!
Latest Updates to the "What's New" page at LMFCU.ORG
Extended Warranty Program!
Need to complete home improvement or repairs?
Save For Next Year's Summer Vacation
Motorcycle Loans
Planning a Day Trip or a Vacation? Get significant discounts with TicketsAtWork.
Need to Withdraw Funds? MoneyMover!
Youth Resources

Auto Talk Newsletter - Spring 2023

Your Money - Spring 2023

Credit Card Balance Transfer Offer!
April Is Youth Month!
Have High Rate Loans or Credit Cards Elsewhere?
The Loan Process
Auto Buying Center at lmfcu.org!
Purchasing a Boat or RV? Have a High Rate Boat or RV Loan Elsewhere?
Time To Buy a Vehicle?
Savings Rates Are Going Up!
Create a Savings Plan!
Federal Deposit Insurance
Financial Planning: Is it time to....?
Latest Updates to the “What’s New” page at LMFCU.ORG
Planning a Day Trip or a Vacation?
Annual Privacy Notice
LM Federal is on Facebook!
Holiday Office Closings

News & Notes - March 2023

New Credit Card Balance Transfer Offer!
Getting a Loan is Easy!
Watch Out for These Common Tax Scams
Time for a Spring Cleanup: Organizing Your Financial Records
Selected Loan Rates
Are You Headed Off to College or Trade School in 2023?
Save on TurboTax® and H&R Block® This Tax Season
Signup for eStatements
How to Deposit
Reach Your Savings Goal With a Secondary Share Account!
Creating Your Own End of Life Plan

News & Notes - February 2023

New Credit Card Balance Transfer Offer!
The Loan Process
2022 Tax Season Information
Save on TurboTax and H&R Block This Tax Season
Holiday & Other Bills Piling Up?
Are you going to the Maryland RV or Motorcycle shows?
Office Holiday Closing
Are you headed off to college or trade school in 2023? Scholarship Opportunity
Latest Updates to the "What's New" page at lmfcu.org
Mobile Banking & eStatements
Open a Minor's Account

Auto Talk Newsletter - Winter 2023

Your Money - Winter 2023

Account Fees Lowered!
Club AccountWithdrawals
Attention LMFCU Visa Platinum Credit Card Holders
New Credit Card Balance Transfer Offer!
Identity Theft Resources Available at lmfcu.org
Attention College & Trade School Students: Scholarship Opportunity!
Time to Buy a Vehicle? Have a High Rate Loan Elsewhere?
Get $25 if You Open a Minor’s Account!
Attending a Boat or RV Show?
Lend a hand and donate to the Johns Hopkins Children’s Center
Deposit Rates Are Going Up!
Latest Updates to the “What’s New” page at LMFCU.ORG
2022 Tax Season Information
Selected Loan Rates