Deposit Rates Loan Rates Boat, RV, Motorcycle & Other Loans Rates as of 5/4/2026 Boat Loans* - To purchase or refinance a new or used boat or personal watercraft. Term Rate/APR** as low as Monthly Payment Per $1,000 Up to 6 years 4.49% (Loans $25,000 - $100,000) $15.87 5.24% (Loans $15,000 - $24,999) $16.22 5.74% (Under $15,000) $16.45 Up to 10 years 4.49% (Loans $25,000 - $100,000) $10.36 5.74% (Loans $15,000 - $24,999) $10.97 6.24% (Under $15,000) $11.22 Up to 15 years 4.74% (Loans $25,000 - $125,000) $10.48 Additional Boat Loan Information *1/4% discount available if member elects 5-year balloon payment (minimum loan of $25,000). Terms up to 15 years are available (depends on value). Rate 1/4% lower if 30% down. Rate 1/4% higher if less than 20% down. Maximum loan available is $125,000.00. Minimum rate 4.49%. Recreational Vehicle Loans* - To purchase or refinance a new or used motor home, travel trailer or camper. Term Rate/APR as low as Monthly Payment Per $1,000 Up to 6 years 4.49% (Loans $25,000 - $100,000) $15.87 5.24% (Loans $15,000 - $24,999) $16.22 5.74% (Under $15,000) $16.45 Up to 10 years 4.49% (Loans $25,000 - $100,000) $10.36 5.74% (Loans $15,000 - $24,999) $10.97 6.24% (Under $15,000) $11.22 Up to 15 years 4.74% (Loans $25,000 - $125,000) $10.48 Additional Recreational Vehicle Loan Information * 1/4% discount available if member elects 5-year balloon payment (minimum loan of $25,000), Terms up to 15 years are available (depends on value). Rate 1/4% lower if 30% down. Rate 1/4% higher if less than 20% down. Maximum loan available is $125,000.00. Minimum rate 4.49%. Motorcycle Loans* - To purchase or refinance a new or used motorcycle (up to 10 years old). Term Rate/APR as low as Monthly Payment Per $1,000 4 years (48 months) 4.49% $22.80 5 years (66 months) 4.74% $17.00 Additional Motorcycle Loan Information * Assuming 20% down and automatic repayment; used rates 1/2% higher. Other rates may apply depending on term, down payment and automatic repayment. Share & Certificate Loans - Borrow against your share/savings or a regular certificate account (excluding IRA’s*). Term Rate/APR as low as Monthly Payment Per $1,000 Share Loans 3.55% Call for payment quote. Certificate Loans Current certificate rate plus 2.50% Call for payment quote. Additional Share & Certificate Loan Information ** APR = Annual Percentage Rate IRA = Individual Retirement Account