Rates as of 9/7/2024

Boat Loans* - To purchase or refinance a new or used boat or personal watercraft.

Term	Rate/APR** as low as	Monthly Payment Per $1,000
Up to 6 years	4.49% (Loans $25,000 - $100,000)	$15.87
	5.24% (Loans $15,000 - $24,999)	$16.22
	5.74% (Under $15,000)	$16.45
Up to 10 years	4.49% (Loans $25,000 - $100,000)	$10.36
	5.74% (Loans $15,000 - $24,999)	$10.97
	6.24% (Under $15,000)	$11.22
Up to 15 years	4.74% (Loans $25,000 - $100,000)	$10.48

Addi​tional Boat Loan Information

*1/4% discount available if member elects 5-year balloon payment (minimum loan of $25,000). Terms up to 15 years are available (depends on value). Rate 1/4% lower if 30% down. Rate 1/4% higher if less than 20% down. Maximum loan available is $100,000.00. Minimum rate 4.49%. 

Recreational Vehicle Loans* - To purchase or refinance a new or used motor home, travel trailer or camper.

Term	Rate/APR as low as	Monthly Payment Per $1,000
Up to 6 years	4.49% (Loans $25,000 - $100,000)	$15.87
	5.24% (Loans $15,000 - $24,999)	$16.22
	5.74% (Under $15,000)	$16.45
Up to 10 years	4.49% (Loans $25,000 - $100,000)	$10.36
	5.74% (Loans $15,000 - $24,999)	$10.97
	6.24% (Under $15,000)	$11.22
Up to 15 years	4.74% (Loans $25,000 - $100,000)	$10.48

Additional Recreational Vehicle Loan Information

* 1/4% discount available if member elects 5-year balloon payment (minimum loan of $25,000), Terms up to 15 years are available (depends on value). Rate 1/4% lower if 30% down. Rate 1/4% higher if less than 20% down. Maximum loan available is $100,000.00. Minimum rate 4.49%.

Motorcycle Loans* - To purchase or refinance a new or used motorcycle (up to 10 years old).

Term	Rate/APR as low as	Monthly Payment Per $1,000
4 years (48 months)	4.49%	$22.80
5 years (66 months)	4.74%	$17.00

Additional Motorcycle Loan Information

* Assuming 20% down and automatic repayment; used rates 1/2% higher.  Other rates may apply depending on term, down payment and automatic repayment.

Share & Certificate Loans - Borrow against your share/savings or a regular certificate account (excluding IRA’s*).

Term	Rate/APR as low as	Monthly Payment Per $1,000
Share Loans	3.75%	Call for payment quote.
Certificate Loans	Current certificate rate plus 2.50%	Call for payment quote.

Additional Share & Certificate Loan Information

** APR = Annual Percentage Rate   IRA = Individual Retirement Account