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 ANNUAL MEMBERSHIP MEETING - TUESDAY, NOVEMBER 4TH! 

Rates as of 10/29/2025

New Vehicle Loans* - To purchase (2024, 2025 or 2026 auto or truck with less than 25,000 miles)
Term Rate/APR** as low as Monthly Payment Per $1,000
Up to 48 months 4.24% (0% down) $22.80
49 to 60 months 4.49% (0% down) $18.75
61 to 72 months 4.99% (0% down) $16.22
73 to 84 months 5.74% (0% down) $14.48

Get a $100 cash bonus when you refinance a loan currently elsewhere with LMFCU!

Additional New Vehicle Loan I​nformation

*Rates include a 1/4% automatic repayment discount and a online application discount of 0.10%  Rates, down payment and terms will depend on past credit history. Refinances of new vehicle loans are also eligible for the above rates
(maximum mileage 25,000, otherwise financed as a used vehicle, other restrictions apply). Minimum rate 4.24%. 

Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2020-2023) model year
Term Rate/APR as low as Monthly Payment Per $1,000
Up to 48 months 4.49% (0% down) $22.91
49 to 60 months 4.74% (0% down) $18.87
61 to 72 months 5.24% (0% down) $16.33

Get a $100 cash bonus when you refinance a loan currently elsewhere with LMFCU!

Additional Used Vehicle Loan Information

*Rates include a 1/4% automatic repayment discount and a online application discount of 0.10%  Rates, down payment and terms will depend on past credit history. The minimum rate for model years 2020 to 2021 as well as 2023 and 2025 models with more than 25,000 miles is 4.49%.  

Used Vehicle Loans* (2017 - 2019)
(purchase or refinance)
Term Rate/APR as low as Monthly Payment Per $1,000
Up to 48 months 5.24% (0% down) $23.37
49 to 60 months 5.49% (0% down) $19.33
61 to 72 months 5.99% (0% down) $16.81

*Rates include a 1/4% automatic repayment discount and a online application discount of 0.10%  Rates, down payment and terms will depend on past credit history. The minimum rate for model years 2017 thru 2019 is 5.24%.

Used Vehicle Loans* (2013 - 2016)
(purchase or refinance)
Term Rate/APR as low as Monthly Payment Per $1,000
Up to 48 months 5.99% (0% down) $23.60
49 to 54 months 6.49% (0% down) $19.68

*Rates include a 1/4% automatic repayment discount and a online application discount of 0.10%  Rates, down payment and terms will depend on past credit history. The minimum rate for model years 2013 thru 2016 is 5.99%. **APR = Annual Percentage Rate