Rates as of 1/23/2025
New Vehicle Loans* - To purchase (2023, 2024 or 2025 auto or truck with less than 25,000 miles)
|
Term |
Rate/APR** as low as |
Monthly Payment Per $1,000 |
|
Up to 48 months |
4.49% (0% down) |
$22.80 |
|
49 to 60 months |
4.74% (0% down) |
$18.75 |
|
61 to 72 months |
5.24% (0% down) |
$16.22 |
|
73 to 84 months |
5.74% (0% down) |
$14.48 |
Additional New Vehicle Loan Information
Used Vehicle Loans* - To purchase (from a dealer or private party) or refinance a vehicle (2019-2022) model year
|
Term |
Rate/APR as low as |
Monthly Payment Per $1,000 |
|
Up to 48 months |
4.74% (0% down) |
$22.91 |
|
49 to 60 months |
4.99% (0% down) |
$18.87 |
|
61 to 72 months |
5.49% (0% down) |
$16.33 |
Additional Used Vehicle Loan Information
Rates include a 1/4% automatic repayment discount and a online application discount of 0.10% Rates, down payment and terms will depend on past credit history. The minimum rate for model years 2019 to 2020 as well as 2022 and 2024 models with more than 25,000 miles is 4.74%.
Used Vehicle Loans* (2016 - 2018)
(purchase or refinance)
|
Term |
Rate/APR as low as |
Monthly Payment Per $1,000 |
|
Up to 48 months |
5.74% (0% down) |
$23.37 |
|
49 to 60 months |
5.99% (0% down) |
$19.33 |
|
61 to 72 months |
6.49% (0% down) |
$16.81 |
Rates include a 1/4% automatic repayment discount and a online application discount of 0.10% Rates, down payment and terms will depend on past credit history. The minimum rate for model years 2016 thru 2018 is 5.49%.
Used Vehicle Loans* (2012 - 2015)
(purchase or refinance)
|
Term |
Rate/APR as low as |
Monthly Payment Per $1,000 |
|
Up to 48 months |
6.24% (0% down) |
$23.60 |
|
49 to 54 months |
6.74% (0% down) |
$19.68 |
Rates include a 1/4% automatic repayment discount and a online application discount of 0.10% Rates, down payment and terms will depend on past credit history. The minimum rate for model years 2012 thru 2015 is 6.24%. **APR = Annual Percentage Rate