LM Federal Credit Union - Savings & Checking Rates

Deposit Rates
Loan Rates

Savings & Checking Rates

Rates as of 1/22/2026

Rates
Account Type	Minimum Balance	APY¹
Share (Savings) Accounts (Primary & Secondary)	$100.00	.25%
Club & Escrow Accounts	$100.00	.25%
Regular Checking	N/A	N/A
Free Checking²	N/A	N/A
Interest Checking	$100.00	.10%
IRA³, Roth or ESA Shares (Savings)	$100.00	.35%

Account Services Fees

¹ APY = Annual Percentage Yield
² Regular Checking fee waived for Silver or Gold Rewards, Interest Checking fee waived for Gold Rewards. Free Checking Rewards Level frozen at Bronze Rewards.
³ IRA = Individual Retirement Account

Regular accounts are federally insured up to $250,000.00 by N.C.U.A., an agency of the U.S. government.

IRA (Individual Retirement Accounts) are federally insured up to $250,000.00 by N.C.U.A.
All rates are subject to change at any time without prior notice. Fees may reduce earnings.

Truth in Savings Account Disclosure

Share & Club Accounts Information Checking Information