For a limited time, earn 4.0% APY when you open a new 12-month regular or Individual Retirement Account certificate with a balance of $500.00 to $24,999.99.

• Limit of $24,999.99 in total promotional certificate deposits per member.
• The account may be funded with existing LMFCU deposits and/or funds from another financial institution.
• You may open a new certificate account in-person or by telephone.

Offer expires on October 16th, 2026
APY = Annual Percentage Yield.
Early withdrawals are subject to a withdrawal penalty and will reduce earnings and the APY.