News & Promotions What's New Current Promotions Newsletters Starting October 1st! Refinance a Vehicle Loan With LMFCU: Get a $100 Cash Bonus!* 5 Year Rates are as low as 3.99% APR1 (2024-2027 models) 5 Year Rates are as low as 4.74% APR1 (2020-2023 models) Rates are as low as 5.24% APR1 (2017-2019 models) Minimum loan of $15,000 required 100% financing & terms up to 7 years available You can apply for a loan in person, by telephone or online at lmfcu.org *Restriction apply APR = Annual Percentage Rate 1Lower credit scores are subject to higher rates. Rate quoted assumes a FICO score of 730 or greater. Minimum loan of $15,000 required to receive the cash bonus. Eligible on 2017 or newer model year vehicles. Refinance of exiting LMFCU vehicle loans are not eligible. Offer expires 10/30/26