News & Promotions What's New Current Promotions Newsletters Top Reasons to Own Life Insurance Although life insurance has traditionally been seen as a way to help replace household income after the death of a breadwinner, that's not the only purpose it serves. When a survey asked consumers why they owned life insurance, these were the top five responses they gave. Source: 2025 Insurance Barometer Study, Life Happens and LIMRA. The cost and availability of life insurance depend on factors such as age, health, and the type and amount of insurance purchased. Prepared by Broadridge Advisor Solutions. © 2026 Broadridge Financial Services, Inc. Any information contained in this e-mail, including attachments, is intended for the exclusive use of the named individual or entity and may contain proprietary, confidential or privileged information. All information contained in this communication is not intended or construed as an offer, solicitation, or a recommendation to purchase any security. Advice, suggestions or views presented in this communication are not necessarily those of Money Concepts® nor do they warrant a complete or accurate statement. If you are not the intended party to this communication, please notify me via return e-mail and permanently delete/destroy any and all copies of this communication. Unintended recipients shall not review, reproduce, disseminate nor disclose any information contained in this communication. Money Concepts® reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law. E-mail communications may contain viruses or other defects. Money Concepts® does not accept liability nor does it warrant that e-mail communications are virus or defect free. Thank you. All securities through Money Concepts Capital Corp. Member FINRA/ SIPC. Welch Financial Planning & Tax is an independent firm not affiliated with Money Concepts Capital Corp. Not NCUA insured. No credit union guarantee. May lose value. 8/20/26