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Smart Holiday Spending

Financing Options


Option 1:

Visa Platinum Credit Card (Pay 0% on purchases & balance transfers for 6-months!)

Forget high interest rates with our Visa Platinum Credit Card. You won’t get hit with Buy Now Pay Later fees, plus, with an introductory rate of 0.0% APR* for six months, and ongoing rates as low as 11.40% APR* you can’t miss! The 0% introductory rate applies to both purchases and balance transfers. Balance transfers are subject to a low 2% fee.

Visa Platinum Credit Card

Option 2:

Personal Loans at 7.99% APR*

Our rates are as low as 7.99% APR*, are available for any purchases you want to make! Get what you want at a rate and term that makes sense for you. This loan is perfect for members looking to make larger holiday purchases!

Personal Loans

Option 3:

Skip a Loan Payment

If you currently have a LMFCU auto or personal loan, take advantage of our Skip a Payment program1 to keep more money in your pocket. Fill out this quick application to get started.

Skip a Payment

Option 4:

Home Equity Loan

The fourth option is a low-cost home equity loan; you tap into your own home’s equity at a rate and term that makes sense for your life. Plus, this loan has no pre-payment penalties so it really is meant to be your money on your terms.

Home Equity Loans

*Rates quoted assume a FICO score of 730+. Lower credit scores are subject to higher rates.
APR = Annual Percentage Rate. Interest rates are variable.
1 Subject to a $25 fee
Maximum rate of 18.0% APR