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Fixed Rate Home Equity Loan Rates Reduced!

Need to payoff higher rate home equity loans or other bills?
Need to complete home improvements?
Need to reduce your total monthly payments?

Rates are as low as:
5 years, 3.49% APR*
7 years, 3.74% APR*
10 years, 3.99% APR*
15 years, 4.49% APR*

Rates are ½% lower for first mortgages!

Loans of up to $150,000 are available!

Repayment terms up to 15-years

For 2nd mortgages*:

  • No points, application, credit report or lender fees.
  • Closing Costs are paid by the Credit Union*

For 1st mortgages:

  • No points, application, credit report, appraisal or lender fees
  • Closing costs may be financed into the loan
  • Repayment terms up to 10-years
  • Sorry, home purchase loans not available

Apply for a new loan by telephone, in person or online at lmfcu.org
New loans are typically processed and settled within 3-weeks.
Settlement is held at the Credit Union or at a location convenient to you.


* Minimum loan of $25,000 required. For 2nd mortgages, closing costs are typically paid by LMFCU and must be repaid if the loan is paid off within 3-years. Rates quoted assume a 70% loan-to-value and FICO score of 730+. Maximum loan-to-value of 85% depending on credit and other underwriting requirements.  LMFCU is an equal housing lender.
APR = Annual Percentage Rate